For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Kenda branch in Bahuia (Dist. Burdwan), Bahuia Dist Burdwan, West Bengal, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Bahuia (Dist. Burdwan) or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BKID0004237. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Kenda, Bahuia (Dist. Burdwan)
Below in the table are the key details related to IFSC Code BKID0004237 of Bank Of India for its branch located in Bahuia (Dist. Burdwan), within the district of Bahuia Dist Burdwan in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0004237 |
| Branch | Kenda |
| City | Bahuia (Dist. Burdwan) |
| District | Bahuia Dist Burdwan |
| State | West Bengal |
| Address | Raniganj Suri Roadkhas Kenda Po Bahuia Dist Burdwan |
These details helps users in online banking and for businesses and individuals who use Bank Of India in Bahuia (Dist. Burdwan) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004237 for the Kenda branch of Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Kenda, Bahuia (Dist. Burdwan), West Bengal, are given a unique IFSC like BKID0004237 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bahuia (Dist. Burdwan).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Bahuia (Dist. Burdwan) and Bahuia Dist Burdwan.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bank Of India in Kenda goes to the correct branch. This is important because Bank Of India has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code BKID0004237
The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kenda in Bahuia (Dist. Burdwan).
For example, the IFSC Code BKID0004237 of Bank Of India for the Kenda branch includes these elements, identifying the bank and the branch location in Bahuia (Dist. Burdwan) and West Bengal correctly.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0004237 of Bank Of India for its Kenda branch located in Bahuia (Dist. Burdwan), the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of India branches in Bahuia (Dist. Burdwan) and Bahuia Dist Burdwan, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Kenda or Bahuia (Dist. Burdwan) to get the exact IFSC Code BKID0004237.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Bahuia (Dist. Burdwan), you'll get the correct details.
How to Use IFSC Code BKID0004237 for Online Transfers?
If you have the IFSC Code BKID0004237 for the Kenda branch of Bank Of India in Bahuia (Dist. Burdwan), you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0004237. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0004237.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Kenda in Bahuia (Dist. Burdwan), it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Kenda, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Bahuia (Dist. Burdwan) manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0004237.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Raniganj Suri Roadkhas Kenda Po Bahuia Dist Burdwan located in Bahuia (Dist. Burdwan), Bahuia Dist Burdwan, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.