Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Bahjani branch in Bahjani (Dist. Nalbari), Bahjani Dist Nalbari, or Assam, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Bahjani (Dist. Nalbari) or anywhere in Assam can transfer funds instantly by using the correct IFSC Code BKID0005004. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Bahjani, Bahjani (Dist. Nalbari)

The table below shows the main details of the IFSC Code BKID0005004 for the Bank Of India branch in Bahjani (Dist. Nalbari), which falls under the Bahjani Dist Nalbari district in Assam.

Particulars Details
Bank Bank Of India
IFSC Code BKID0005004
Branch Bahjani
City Bahjani (Dist. Nalbari)
District Bahjani Dist Nalbari
State Assam
Address Bahjani Via Chowk Bazar Po Chandkuchivill Chandkuchi Dist Nalbari

These details help users in online banking and for businesses and individuals who use Bank Of India in Bahjani (Dist. Nalbari) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0005004 for the Bahjani branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0005004 is given to every bank branch, including Bank Of India located in Bahjani, Bahjani (Dist. Nalbari), Assam, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Bahjani (Dist. Nalbari).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bahjani (Dist. Nalbari) and Bahjani Dist Nalbari.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Bahjani doesn't end up at another location.

Format of the IFSC Code BKID0005004

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bahjani in Bahjani (Dist. Nalbari).

For example, the IFSC Code BKID0005004 of Bank Of India for the Bahjani branch includes these elements, identifying the bank and the branch location in Bahjani (Dist. Nalbari) and Assam accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0005004 of Bank Of India for its Bahjani branch located in Bahjani (Dist. Nalbari), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Bahjani (Dist. Nalbari) and Bahjani Dist Nalbari, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Bahjani or Bahjani (Dist. Nalbari) to get the exact IFSC Code BKID0005004.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Bahjani (Dist. Nalbari), you'll get the correct details.

How to Use IFSC Code BKID0005004 for Online Transfers?

Once you have the IFSC Code BKID0005004 for the Bahjani branch of Bank Of India in Bahjani (Dist. Nalbari), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0005004. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0005004.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Bahjani in Bahjani (Dist. Nalbari), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Bahjani, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bahjani (Dist. Nalbari) to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Bahjani, Bahjani (Dist. Nalbari)?

The IFSC Code is BKID0005004.

Is the IFSC Code BKID0005004 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Bahjani?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bahjani branch?

The address of the branch is Bahjani Via Chowk Bazar Po Chandkuchivill Chandkuchi Dist Nalbari located in Bahjani (Dist. Nalbari), Bahjani Dist Nalbari, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.