For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Bahadurpur branch in Bahadurpur (Dist.Arwal), Bahadurpur Distarwal, Bihar, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Bahadurpur (Dist.Arwal) or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BKID0004484. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Bahadurpur, Bahadurpur (Dist.Arwal)

Here are some of the key details that come with the IFSC Code BKID0004484 of Bank Of India for its branch located in Bahadurpur (Dist.Arwal), within the district of Bahadurpur Distarwal in the state of Bihar.

Particulars Details
Bank Bank Of India
IFSC Code BKID0004484
Branch Bahadurpur
City Bahadurpur (Dist.Arwal)
District Bahadurpur Distarwal
State Bihar
Address At Bania Bighap O Rampur Vaina Dist Arwal

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Bahadurpur (Dist.Arwal) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004484 for the Bahadurpur branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Bahadurpur, Bahadurpur (Dist.Arwal), Bihar, are given a unique IFSC like BKID0004484 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bahadurpur (Dist.Arwal).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Bahadurpur (Dist.Arwal) and Bahadurpur Distarwal.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of India in Bahadurpur goes to the correct branch. This is important because Bank Of India has thousands of branches in Bihar and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BKID0004484

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bahadurpur in Bahadurpur (Dist.Arwal).

For example, the IFSC Code BKID0004484 of Bank Of India for the Bahadurpur branch includes these elements, identifying the bank and the branch location in Bahadurpur (Dist.Arwal) and Bihar accurately.

How to Find IFSC Code for Bank Of India?

To find the IFSC Code BKID0004484 of Bank Of India for its Bahadurpur branch located in Bahadurpur (Dist.Arwal), the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Bahadurpur (Dist.Arwal) and Bahadurpur Distarwal, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and go to the branch locator section. Then search for Bahadurpur or Bahadurpur (Dist.Arwal) to find the exact IFSC Code BKID0004484.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Bahadurpur (Dist.Arwal) will provide accurate information.

How to Use IFSC Code BKID0004484 for Online Transfers?

If you have the IFSC Code BKID0004484 for the Bahadurpur branch of Bank Of India in Bahadurpur (Dist.Arwal), you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0004484. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0004484.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Bahadurpur in Bahadurpur (Dist.Arwal), it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Bahadurpur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Bahadurpur (Dist.Arwal) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India Bahadurpur Bahadurpur (Dist.Arwal)?

The IFSC Code of the Bahadurpur Bahadurpur (Dist.Arwal) branch is BKID0004484.

Is IFSC Code BKID0004484 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of India Bahadurpur branch?

The branch is located at At Bania Bighap O Rampur Vaina Dist Arwal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.