Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Bada Dalima branch in Bada Dalima (Odisha), Bada Dalima Odisha, or Odisha, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Bada Dalima (Odisha) or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code BKID0005483. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Bada Dalima, Bada Dalima (Odisha)

Here are some of the key details that come with the IFSC Code BKID0005483 of Bank Of India for its branch located in Bada Dalima (Odisha), within the district of Bada Dalima Odisha in the state of Odisha.

Particulars Details
Bank Bank Of India
IFSC Code BKID0005483
Branch Bada Dalima
City Bada Dalima (Odisha)
District Bada Dalima Odisha
State Odisha
Address Atpo Bada Dalimadist Mayurbhanj

These details help users in online banking and for businesses and individuals who use Bank Of India in Bada Dalima (Odisha) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0005483 for the Bada Dalima branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Bada Dalima, Bada Dalima (Odisha), Odisha, is provided a unique IFSC like BKID0005483 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of India branch in Bada Dalima (Odisha).
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Bada Dalima (Odisha) and Bada Dalima Odisha.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Odisha and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Bada Dalima do not get misguided to another person.

Format of the IFSC Code BKID0005483

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bada Dalima in Bada Dalima (Odisha).

For example, the IFSC Code BKID0005483 of Bank Of India for the Bada Dalima branch includes these elements, identifying the bank and the branch location in Bada Dalima (Odisha) and Odisha accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0005483 of Bank Of India for its Bada Dalima branch located in Bada Dalima (Odisha), the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Bada Dalima (Odisha) and Bada Dalima Odisha, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Bada Dalima or Bada Dalima (Odisha) to get the exact IFSC Code BKID0005483.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Bada Dalima (Odisha) that will provide accurate information.

How to Use IFSC Code BKID0005483 for Online Transfers?

Once you have the IFSC Code BKID0005483 for the Bada Dalima branch of Bank Of India in Bada Dalima (Odisha), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0005483. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0005483.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Bada Dalima in Bada Dalima (Odisha), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Bada Dalima, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bada Dalima (Odisha) to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Bada Dalima, Bada Dalima (Odisha)?

The IFSC Code is BKID0005483.

Is the IFSC Code BKID0005483 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Bada Dalima?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bada Dalima branch?

The address of the branch is Atpo Bada Dalimadist Mayurbhanj located in Bada Dalima (Odisha), Bada Dalima Odisha, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.