There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Atudkhas branch in Atudkhas (Dist. Khandwa), Atudkhas Dist Khandwa, Madhya Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bank Of India situated in Atudkhas (Dist. Khandwa) or anywhere in Madhya Pradesh can easily transfer funds instantly by using the correct IFSC Code BKID0009975. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Atudkhas, Atudkhas (Dist. Khandwa)
The table below shows the main details of the IFSC Code BKID0009975 for the Bank Of India branch in Atudkhas (Dist. Khandwa), which falls under the Atudkhas Dist Khandwa district in Madhya Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0009975 |
| Branch | Atudkhas |
| City | Atudkhas (Dist. Khandwa) |
| District | Atudkhas Dist Khandwa |
| State | Madhya Pradesh |
| Address | Village Post Atudkhasvia Nimar Khedi Dist Khandwa |
These details helps users in online banking and for businesses and individuals who use Bank Of India in Atudkhas (Dist. Khandwa) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0009975 for the Atudkhas branch of Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Atudkhas, Atudkhas (Dist. Khandwa), Madhya Pradesh, is provided a unique IFSC like BKID0009975 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of India branch in Atudkhas (Dist. Khandwa).
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Atudkhas (Dist. Khandwa) and Atudkhas Dist Khandwa.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Madhya Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Atudkhas do not get misguided to another person.
Format of the IFSC Code BKID0009975
This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Atudkhas in Atudkhas (Dist. Khandwa).
For example, the IFSC Code BKID0009975 of Bank Of India for the Atudkhas branch includes these elements, identifying the bank and the branch location in Atudkhas (Dist. Khandwa) and Madhya Pradesh accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0009975 of Bank Of India for its Atudkhas branch located in Atudkhas (Dist. Khandwa), the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Atudkhas (Dist. Khandwa) and Atudkhas Dist Khandwa, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Atudkhas or Atudkhas (Dist. Khandwa) to get the exact IFSC Code BKID0009975.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Atudkhas (Dist. Khandwa), you'll get the correct details.
How to Use IFSC Code BKID0009975 for Online Transfers?
Once you have the IFSC Code BKID0009975 for the Atudkhas branch of Bank Of India in Atudkhas (Dist. Khandwa), you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0009975. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0009975.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Atudkhas in Atudkhas (Dist. Khandwa) may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Atudkhas, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Atudkhas (Dist. Khandwa) to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0009975.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Village Post Atudkhasvia Nimar Khedi Dist Khandwa located in Atudkhas (Dist. Khandwa), Atudkhas Dist Khandwa, Madhya Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.