IFSC Code of Bank Of India, Arrah, Arrah Bihar, Bihar — BKID0004604

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Arrah branch in Arrah , Bihar, Arrah Bihar, Bihar, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of India situated in Arrah , Bihar or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code BKID0004604. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Arrah, Arrah , Bihar

Below in the table are the key details related to IFSC Code BKID0004604 of Bank Of India for its branch located in Arrah , Bihar, within the district of Arrah Bihar in the state of Bihar.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Arrah , Bihar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0004604 for the Arrah branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Arrah, Arrah , Bihar, Bihar, are allotted a unique IFSC like BKID0004604 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Arrah , Bihar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Arrah , Bihar and Arrah Bihar.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Arrah reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code BKID0004604

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Arrah in Arrah , Bihar.

For example, the IFSC Code BKID0004604 of Bank Of India for the Arrah branch includes these elements, identifying the bank and the branch location in Arrah , Bihar and Bihar correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004604 of Bank Of India for its Arrah branch located in Arrah , Bihar, the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of India branches in Arrah , Bihar and Arrah Bihar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Arrah or Arrah , Bihar to get the exact IFSC Code BKID0004604.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Arrah , Bihar, you'll get the correct details.

How to Use IFSC Code BKID0004604 for Online Transfers?

Once you have the IFSC Code BKID0004604 for the Arrah branch of Bank Of India in Arrah , Bihar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004604. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004604.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Arrah in Arrah , Bihar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Arrah, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Arrah , Bihar to handle online money transfers and get their cheques cleared smoothly.