The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Arjunganj branch in Arjunganj (Dist.Lucknow), Arjunganj Distlucknow, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Arjunganj (Dist.Lucknow) or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0006814. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Arjunganj, Arjunganj (Dist.Lucknow)

Below in the table are the key details related to IFSC Code BKID0006814 of Bank Of India for its branch located in Arjunganj (Dist.Lucknow), within the district of Arjunganj Distlucknow in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0006814
Branch Arjunganj
City Arjunganj (Dist.Lucknow)
District Arjunganj Distlucknow
State Uttar Pradesh
Address Sultanpur Roadarjunganj Dist Lucknow

These details helps users in online banking and for businesses and individuals who use Bank Of India in Arjunganj (Dist.Lucknow) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0006814 for the Arjunganj branch of Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Arjunganj, Arjunganj (Dist.Lucknow), Uttar Pradesh, are given a unique IFSC like BKID0006814 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Arjunganj (Dist.Lucknow).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Arjunganj (Dist.Lucknow) and Arjunganj Distlucknow.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of India in Arjunganj goes to the correct branch. This is important because Bank Of India has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BKID0006814

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Arjunganj in Arjunganj (Dist.Lucknow).

For example, the IFSC Code BKID0006814 of Bank Of India for the Arjunganj branch includes these elements, identifying the bank and the branch location in Arjunganj (Dist.Lucknow) and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0006814 of Bank Of India for its Arjunganj branch located in Arjunganj (Dist.Lucknow), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of India branches in Arjunganj (Dist.Lucknow) and Arjunganj Distlucknow, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Arjunganj or Arjunganj (Dist.Lucknow) to get the exact IFSC Code BKID0006814.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Arjunganj (Dist.Lucknow), you'll get the correct details.

How to Use IFSC Code BKID0006814 for Online Transfers?

If you have the IFSC Code BKID0006814 for the Arjunganj branch of Bank Of India in Arjunganj (Dist.Lucknow), you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0006814. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0006814.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Arjunganj in Arjunganj (Dist.Lucknow), it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Arjunganj, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Arjunganj (Dist.Lucknow) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Arjunganj, Arjunganj (Dist.Lucknow)?

The IFSC Code is BKID0006814.

Is the IFSC Code BKID0006814 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Arjunganj?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Arjunganj branch?

The address of the branch is Sultanpur Roadarjunganj Dist Lucknow located in Arjunganj (Dist.Lucknow), Arjunganj Distlucknow, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.