Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Ariyalur branch in Ariyalur (Tn), Ariyalur Tn, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Ariyalur (Tn) or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code BKID0008076. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Ariyalur, Ariyalur (Tn)

Here are the key points that are associated with the IFSC Code BKID0008076 of Bank Of India for its branch located in Ariyalur (Tn), within the district of Ariyalur Tn in the state of Tamil Nadu.

Particulars Details
Bank Bank Of India
IFSC Code BKID0008076
Branch Ariyalur
City Ariyalur (Tn)
District Ariyalur Tn
State Tamil Nadu
Address 32 Perumal Koil Streetariyalur

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Ariyalur (Tn) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0008076 for the Ariyalur branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Ariyalur, Ariyalur (Tn), Tamil Nadu, is provided with a unique IFSC like BKID0008076 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Ariyalur (Tn).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Ariyalur (Tn) and Ariyalur Tn.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Ariyalur do not get mixed with another location.

Format of the IFSC Code BKID0008076

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ariyalur in Ariyalur (Tn).

For example, the IFSC Code BKID0008076 of Bank Of India for the Ariyalur branch includes these elements, identifying the bank and the branch location in Ariyalur (Tn) and Tamil Nadu accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0008076 of Bank Of India for its Ariyalur branch located in Ariyalur (Tn), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Ariyalur (Tn) and Ariyalur Tn, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Ariyalur or Ariyalur (Tn) to get the exact IFSC Code BKID0008076.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Ariyalur (Tn), you'll get the correct details.

How to Use IFSC Code BKID0008076 for Online Transfers?

If you have the IFSC Code BKID0008076 for the Ariyalur branch of Bank Of India in Ariyalur (Tn), you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0008076. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0008076.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Ariyalur in Ariyalur (Tn), it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Ariyalur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Ariyalur (Tn) to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India Ariyalur Ariyalur (Tn)?

The IFSC Code of the Ariyalur Ariyalur (Tn) branch is BKID0008076.

Is IFSC Code BKID0008076 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of India Ariyalur branch?

The branch is located at 32 Perumal Koil Streetariyalur.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.