There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Arambakkam branch in Arambakkam (Dist. Tiruvallur), Arambakkam Dist Tiruvallur, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of India situated in Arambakkam (Dist. Tiruvallur) or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code BKID0008222. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Arambakkam, Arambakkam (Dist. Tiruvallur)

Below in the table are the key details related to IFSC Code BKID0008222 of Bank Of India for its branch located in Arambakkam (Dist. Tiruvallur), within the district of Arambakkam Dist Tiruvallur in the state of Tamil Nadu.

Particulars Details
Bank Bank Of India
IFSC Code BKID0008222
Branch Arambakkam
City Arambakkam (Dist. Tiruvallur)
District Arambakkam Dist Tiruvallur
State Tamil Nadu
Address Gnt Roadarambakkam Taluka Gummidipundi Dist Tiruval

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Arambakkam (Dist. Tiruvallur) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0008222 for the Arambakkam branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Arambakkam, Arambakkam (Dist. Tiruvallur), Tamil Nadu, is provided a unique IFSC like BKID0008222 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of India branch in Arambakkam (Dist. Tiruvallur).
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Arambakkam (Dist. Tiruvallur) and Arambakkam Dist Tiruvallur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Arambakkam do not get misguided to another person.

Format of the IFSC Code BKID0008222

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Arambakkam in Arambakkam (Dist. Tiruvallur).

For example, the IFSC Code BKID0008222 of Bank Of India for the Arambakkam branch includes these elements, identifying the bank and the branch location in Arambakkam (Dist. Tiruvallur) and Tamil Nadu accurately.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0008222 of Bank Of India for its Arambakkam branch located in Arambakkam (Dist. Tiruvallur), the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Arambakkam (Dist. Tiruvallur) and Arambakkam Dist Tiruvallur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Arambakkam or Arambakkam (Dist. Tiruvallur) to get the exact IFSC Code BKID0008222.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Arambakkam (Dist. Tiruvallur), then it will provide you proper information.

How to Use IFSC Code BKID0008222 for Online Transfers?

Once you have the IFSC Code BKID0008222 for the Arambakkam branch of Bank Of India in Arambakkam (Dist. Tiruvallur), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0008222. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0008222.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Arambakkam in Arambakkam (Dist. Tiruvallur), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Arambakkam, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Arambakkam (Dist. Tiruvallur) manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Arambakkam, Arambakkam (Dist. Tiruvallur)?

The IFSC Code is BKID0008222.

Is the IFSC Code BKID0008222 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Arambakkam?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Arambakkam branch?

The address of the branch is Gnt Roadarambakkam Taluka Gummidipundi Dist Tiruval located in Arambakkam (Dist. Tiruvallur), Arambakkam Dist Tiruvallur, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.