IFSC Code of Bank Of India, Apta, Apta Dist Raigad, Maharashtra- BKID0001227

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Apta branch in Apta (Dist Raigad), Apta Dist Raigad, Maharashtra, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of India situated in Apta (Dist Raigad) or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code BKID0001227. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Apta, Apta (Dist Raigad)

Here are the main details that are associated with the IFSC Code BKID0001227 of Bank Of India for its branch located in Apta (Dist Raigad), within the district of Apta Dist Raigad in the state of Maharashtra.

These details help users in online banking and for businesses and individuals who use Bank Of India in Apta (Dist Raigad) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0001227 for the Apta branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Apta, Apta (Dist Raigad), Maharashtra, are allotted a unique IFSC like BKID0001227 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Apta (Dist Raigad).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Apta (Dist Raigad) and Apta Dist Raigad.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Apta reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code BKID0001227

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Apta in Apta (Dist Raigad).

For example, the IFSC Code BKID0001227 of Bank Of India for the Apta branch includes these elements, identifying the bank and the branch location in Apta (Dist Raigad) and Maharashtra accurately.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0001227 of Bank Of India for its Apta branch located in Apta (Dist Raigad), the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Apta (Dist Raigad) and Apta Dist Raigad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Apta or Apta (Dist Raigad) to get the exact IFSC Code BKID0001227.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Apta (Dist Raigad), then it will provide you proper information.

How to Use IFSC Code BKID0001227 for Online Transfers?

Once you have the IFSC Code BKID0001227 for the Apta branch of Bank Of India in Apta (Dist Raigad), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0001227. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0001227.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Apta in Apta (Dist Raigad), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Apta, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Apta (Dist Raigad) manage online transfers as well as cheque clearances with ease.