The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Andal branch in Andal (Dist. Burdwan), Andal Dist Burdwan, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Andal (Dist. Burdwan) or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BKID0004306. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Andal, Andal (Dist. Burdwan)

Here are the main details that are associated with the IFSC Code BKID0004306 of Bank Of India for its branch located in Andal (Dist. Burdwan), within the district of Andal Dist Burdwan in the state of West Bengal.

Particulars Details
Bank Bank Of India
IFSC Code BKID0004306
Branch Andal
City Andal (Dist. Burdwan)
District Andal Dist Burdwan
State West Bengal
Address Raghunath Bhawan 1St Floorandal More Ukhra Road Po Andal Distt Burdw

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Andal (Dist. Burdwan) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0004306 for the Andal branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Andal, Andal (Dist. Burdwan), West Bengal, are allotted a unique IFSC like BKID0004306 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Andal (Dist. Burdwan).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Andal (Dist. Burdwan) and Andal Dist Burdwan.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Andal reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code BKID0004306

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Andal in Andal (Dist. Burdwan).

For example, the IFSC Code BKID0004306 of Bank Of India for the Andal branch includes these elements, identifying the bank and the branch location in Andal (Dist. Burdwan) and West Bengal accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004306 of Bank Of India for its Andal branch located in Andal (Dist. Burdwan), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of India branches in Andal (Dist. Burdwan) and Andal Dist Burdwan, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Andal or Andal (Dist. Burdwan) to get the exact IFSC Code BKID0004306.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Andal (Dist. Burdwan), you'll get the correct details.

How to Use IFSC Code BKID0004306 for Online Transfers?

Once you have the IFSC Code BKID0004306 for the Andal branch of Bank Of India in Andal (Dist. Burdwan), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004306. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004306.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Andal in Andal (Dist. Burdwan), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Andal, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Andal (Dist. Burdwan) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Andal, Andal (Dist. Burdwan)?

The IFSC Code is BKID0004306.

Is the IFSC Code BKID0004306 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Andal?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Andal branch?

The address of the branch is Raghunath Bhawan 1St Floorandal More Ukhra Road Po Andal Distt Burdw located in Andal (Dist. Burdwan), Andal Dist Burdwan, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.