Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Anantnag Branch branch in Anantnag, Lal Chowk Anantnag, Jammu And Kashmir, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of India located in Anantnag or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code BKID0006395. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Anantnag Branch, Anantnag

Here are some of the key details that come with the IFSC Code BKID0006395 of Bank Of India for its branch located in Anantnag, within the district of Lal Chowk Anantnag in the state of Jammu And Kashmir.

Particulars Details
Bank Bank Of India
IFSC Code BKID0006395
Branch Anantnag Branch
City Anantnag
District Lal Chowk Anantnag
State Jammu And Kashmir
Address Bank Of India, Dugga Complex Mehandi Kadal,Main Road Lal Chowk Anantnag, Lic Building, Ground Floor, Near Sadar Police Station, Anantnag J&K Pin Code 192101

These details help users in online banking and for businesses and individuals who use Bank Of India in Anantnag for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0006395 for the Anantnag Branch branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0006395 is given to every bank branch, including Bank Of India located in Anantnag Branch, Anantnag, Jammu And Kashmir, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Anantnag.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Anantnag and Lal Chowk Anantnag.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Jammu And Kashmir and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Anantnag Branch doesn't end up at another location.

Format of the IFSC Code BKID0006395

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Anantnag Branch in Anantnag.

For example, the IFSC Code BKID0006395 of Bank Of India for the Anantnag Branch branch includes these elements, identifying the bank and the branch location in Anantnag and Jammu And Kashmir correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0006395 of Bank Of India for its Anantnag Branch branch located in Anantnag, the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Anantnag and Lal Chowk Anantnag, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Anantnag Branch or Anantnag to get the exact IFSC Code BKID0006395.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Anantnag, you'll get the correct details.

How to Use IFSC Code BKID0006395 for Online Transfers?

Once you have the IFSC Code BKID0006395 for the Anantnag Branch branch of Bank Of India in Anantnag, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0006395. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0006395.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Anantnag Branch in Anantnag, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Anantnag Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Anantnag to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Anantnag Branch, Anantnag?

The IFSC Code is BKID0006395.

Is the IFSC Code BKID0006395 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Anantnag Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Anantnag Branch branch?

The address of the branch is Bank Of India, Dugga Complex Mehandi Kadal,Main Road Lal Chowk Anantnag, Lic Building, Ground Floor, Near Sadar Police Station, Anantnag J&K Pin Code 192101 located in Anantnag, Lal Chowk Anantnag, Jammu And Kashmir.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.