IFSC Code of Bank Of India, Vallabh Vidyanagar, Vallabh Vidyanagar, Gujarat- BKID0002915

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Vallabh Vidyanagar branch in Anand, Vallabh Vidyanagar, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Anand or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BKID0002915. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Vallabh Vidyanagar, Anand

Here are some of the key details that come with the IFSC Code BKID0002915 of Bank Of India for its branch located in Anand, within the district of Vallabh Vidyanagar in the state of Gujarat.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Anand for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0002915 for the Vallabh Vidyanagar branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Vallabh Vidyanagar, Anand, Gujarat, is provided a unique IFSC like BKID0002915 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Bank Of India branch in Anand.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Anand and Vallabh Vidyanagar.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Vallabh Vidyanagar do not get misguided to another person.

Format of the IFSC Code BKID0002915

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vallabh Vidyanagar in Anand.

For example, the IFSC Code BKID0002915 of Bank Of India for the Vallabh Vidyanagar branch includes these elements, identifying the bank and the branch location in Anand and Gujarat accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0002915 of Bank Of India for its Vallabh Vidyanagar branch located in Anand, the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of India branches in Anand and Vallabh Vidyanagar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Vallabh Vidyanagar or Anand to get the exact IFSC Code BKID0002915.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Anand, you'll get the correct details.

How to Use IFSC Code BKID0002915 for Online Transfers?

Once you have the IFSC Code BKID0002915 for the Vallabh Vidyanagar branch of Bank Of India in Anand, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0002915. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0002915.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Vallabh Vidyanagar in Anand may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Vallabh Vidyanagar, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Anand manage their online transfers and cheque clearances easily.