IFSC Code of Bank Of India, Alkapuri Chowk, Alkapuri Distt Giridih, Jharkhand- BKID0004791

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Alkapuri Chowk branch in Alkapuri (Distt. Giridih), Alkapuri Distt Giridih, Jharkhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of India situated in Alkapuri (Distt. Giridih) or anywhere in Jharkhand can easily transfer funds instantly by using the correct IFSC Code BKID0004791. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Alkapuri Chowk, Alkapuri (Distt. Giridih)

Here are the main details that are associated with the IFSC Code BKID0004791 of Bank Of India for its branch located in Alkapuri (Distt. Giridih), within the district of Alkapuri Distt Giridih in the state of Jharkhand.

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Alkapuri (Distt. Giridih) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004791 for the Alkapuri Chowk branch of Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Alkapuri Chowk, Alkapuri (Distt. Giridih), Jharkhand, is provided a unique IFSC like BKID0004791 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Bank Of India branch in Alkapuri (Distt. Giridih).
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Alkapuri (Distt. Giridih) and Alkapuri Distt Giridih.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Jharkhand and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Alkapuri Chowk do not get misguided to another person.

Format of the IFSC Code BKID0004791

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Alkapuri Chowk in Alkapuri (Distt. Giridih).

For example, the IFSC Code BKID0004791 of Bank Of India for the Alkapuri Chowk branch includes these elements, identifying the bank and the branch location in Alkapuri (Distt. Giridih) and Jharkhand accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004791 of Bank Of India for its Alkapuri Chowk branch located in Alkapuri (Distt. Giridih), the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Alkapuri (Distt. Giridih) and Alkapuri Distt Giridih, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Alkapuri Chowk or Alkapuri (Distt. Giridih) to get the exact IFSC Code BKID0004791.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Alkapuri (Distt. Giridih) that will provide accurate information.

How to Use IFSC Code BKID0004791 for Online Transfers?

Once you have the IFSC Code BKID0004791 for the Alkapuri Chowk branch of Bank Of India in Alkapuri (Distt. Giridih), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004791. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004791.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Alkapuri Chowk in Alkapuri (Distt. Giridih), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Alkapuri Chowk, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Alkapuri (Distt. Giridih) to handle online money transfers and get their cheques cleared smoothly.