IFSC Code of Bank Of India, Ajwan, Ajwan Dist Patna, Bihar- BKID0004409

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Ajwan branch in Ajwan (Dist. Patna), Ajwan Dist Patna, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Ajwan (Dist. Patna) or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BKID0004409. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Ajwan, Ajwan (Dist. Patna)

Below in the table are the key details related to IFSC Code BKID0004409 of Bank Of India for its branch located in Ajwan (Dist. Patna), within the district of Ajwan Dist Patna in the state of Bihar.

These details helps users in online banking and for businesses and individuals who use Bank Of India in Ajwan (Dist. Patna) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004409 for the Ajwan branch of Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Ajwan, Ajwan (Dist. Patna), Bihar, is provided with a unique IFSC like BKID0004409 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Bank Of India branch in Ajwan (Dist. Patna).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Ajwan (Dist. Patna) and Ajwan Dist Patna.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Ajwan do not get mixed with another location.

Format of the IFSC Code BKID0004409

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ajwan in Ajwan (Dist. Patna).

For example, the IFSC Code BKID0004409 of Bank Of India for the Ajwan branch includes these elements, identifying the bank and the branch location in Ajwan (Dist. Patna) and Bihar correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004409 of Bank Of India for its Ajwan branch located in Ajwan (Dist. Patna), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Ajwan (Dist. Patna) and Ajwan Dist Patna, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Ajwan or Ajwan (Dist. Patna) to get the exact IFSC Code BKID0004409.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Ajwan (Dist. Patna), you'll get the correct details.

How to Use IFSC Code BKID0004409 for Online Transfers?

Once you have the IFSC Code BKID0004409 for the Ajwan branch of Bank Of India in Ajwan (Dist. Patna), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0004409. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0004409.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Ajwan in Ajwan (Dist. Patna), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Ajwan, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Ajwan (Dist. Patna) to handle online money transfers and get their cheques cleared smoothly.