There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Ahiyapur branch in Ahiyapur (Distt. Muzaffarpur), Ahiyapur Distt Muzaffarpur, Bihar, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bank Of India situated in Ahiyapur (Distt. Muzaffarpur) or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code BKID0004664. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Ahiyapur, Ahiyapur (Distt. Muzaffarpur)
The table below shows the main details of the IFSC Code BKID0004664 for the Bank Of India branch in Ahiyapur (Distt. Muzaffarpur), which falls under the Ahiyapur Distt Muzaffarpur district in Bihar.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0004664 |
| Branch | Ahiyapur |
| City | Ahiyapur (Distt. Muzaffarpur) |
| District | Ahiyapur Distt Muzaffarpur |
| State | Bihar |
| Address | At Post Ahiyapurdistt Muzaffarpur Bihar |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Ahiyapur (Distt. Muzaffarpur) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0004664 for the Ahiyapur branch of Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0004664 is given to every bank branch, including Bank Of India located in Ahiyapur, Ahiyapur (Distt. Muzaffarpur), Bihar, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of India branch in Ahiyapur (Distt. Muzaffarpur).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Ahiyapur (Distt. Muzaffarpur) and Ahiyapur Distt Muzaffarpur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Ahiyapur doesn't end up at another location.
Format of the IFSC Code BKID0004664
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ahiyapur in Ahiyapur (Distt. Muzaffarpur).
For example, the IFSC Code BKID0004664 of Bank Of India for the Ahiyapur branch includes these elements, identifying the bank and the branch location in Ahiyapur (Distt. Muzaffarpur) and Bihar accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0004664 of Bank Of India for its Ahiyapur branch located in Ahiyapur (Distt. Muzaffarpur), the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of India branches in Ahiyapur (Distt. Muzaffarpur) and Ahiyapur Distt Muzaffarpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of India and find the branch locator section. Search for Ahiyapur or Ahiyapur (Distt. Muzaffarpur) to get the exact IFSC Code BKID0004664.
Mobile Banking App
If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Ahiyapur (Distt. Muzaffarpur) that will provide accurate information.
How to Use IFSC Code BKID0004664 for Online Transfers?
Once you have the IFSC Code BKID0004664 for the Ahiyapur branch of Bank Of India in Ahiyapur (Distt. Muzaffarpur), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0004664. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004664.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Ahiyapur in Ahiyapur (Distt. Muzaffarpur), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Ahiyapur, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Ahiyapur (Distt. Muzaffarpur) manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0004664.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At Post Ahiyapurdistt Muzaffarpur Bihar located in Ahiyapur (Distt. Muzaffarpur), Ahiyapur Distt Muzaffarpur, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.