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IFSC Code of Bank Of India, Kheragarh, Agra, Uttar Pradesh — BKID0AG1135

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Kheragarh branch in Agra, Agra, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of India situated in Agra or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BKID0AG1135. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Kheragarh, Agra

Here are the key points that are associated with the IFSC Code BKID0AG1135 of Bank Of India for its branch located in Agra, within the district of Agra in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0AG1135
Branch Kheragarh
City Agra
District Agra
State Uttar Pradesh
Address At,Postkheragarh Agra , Pin283121

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Agra for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0AG1135 for the Kheragarh branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Kheragarh, Agra, Uttar Pradesh, are allotted a unique IFSC like BKID0AG1135 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Agra.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Agra and Agra.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Kheragarh reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code BKID0AG1135

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kheragarh in Agra.

For example, the IFSC Code BKID0AG1135 of Bank Of India for the Kheragarh branch includes these elements, identifying the bank and the branch location in Agra and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0AG1135 of Bank Of India for its Kheragarh branch located in Agra, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Agra and Agra, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Kheragarh or Agra to get the exact IFSC Code BKID0AG1135.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Agra that will provide accurate information.

How to Use IFSC Code BKID0AG1135 for Online Transfers?

Once you have the IFSC Code BKID0AG1135 for the Kheragarh branch of Bank Of India in Agra, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0AG1135. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0AG1135.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Kheragarh in Agra, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Kheragarh, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Agra manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India Kheragarh Agra?

The IFSC Code of the Kheragarh Agra branch is BKID0AG1135.

Is IFSC Code BKID0AG1135 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of India Kheragarh branch?

The branch is located at At,Postkheragarh Agra , Pin283121.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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