Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Agra Depalpur branch in Agra (Depalpur) (Dist.Indore), Agra Depalpur Distindore, Madhya Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of India located in Agra (Depalpur) (Dist.Indore) or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code BKID0008828. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Agra Depalpur, Agra (Depalpur) (Dist.Indore)

Here are the key points that are associated with the IFSC Code BKID0008828 of Bank Of India for its branch located in Agra (Depalpur) (Dist.Indore), within the district of Agra Depalpur Distindore in the state of Madhya Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0008828
Branch Agra Depalpur
City Agra (Depalpur) (Dist.Indore)
District Agra Depalpur Distindore
State Madhya Pradesh
Address Post Agra Via Hatodtehsil Depalpur Dist Indore

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Agra (Depalpur) (Dist.Indore) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0008828 for the Agra Depalpur branch of Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0008828 is given to every bank branch, including Bank Of India located in Agra Depalpur, Agra (Depalpur) (Dist.Indore), Madhya Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Agra (Depalpur) (Dist.Indore).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Agra (Depalpur) (Dist.Indore) and Agra Depalpur Distindore.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Madhya Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Agra Depalpur doesn't end up at another location.

Format of the IFSC Code BKID0008828

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Agra Depalpur in Agra (Depalpur) (Dist.Indore).

For example, the IFSC Code BKID0008828 of Bank Of India for the Agra Depalpur branch includes these elements, identifying the bank and the branch location in Agra (Depalpur) (Dist.Indore) and Madhya Pradesh accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0008828 of Bank Of India for its Agra Depalpur branch located in Agra (Depalpur) (Dist.Indore), the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Agra (Depalpur) (Dist.Indore) and Agra Depalpur Distindore, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Agra Depalpur or Agra (Depalpur) (Dist.Indore) to get the exact IFSC Code BKID0008828.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Agra (Depalpur) (Dist.Indore) that will provide accurate information.

How to Use IFSC Code BKID0008828 for Online Transfers?

Once you have the IFSC Code BKID0008828 for the Agra Depalpur branch of Bank Of India in Agra (Depalpur) (Dist.Indore), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0008828. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0008828.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Agra Depalpur in Agra (Depalpur) (Dist.Indore), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Agra Depalpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Agra (Depalpur) (Dist.Indore) to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India Agra Depalpur Agra (Depalpur) (Dist.Indore)?

The IFSC Code of the Agra Depalpur Agra (Depalpur) (Dist.Indore) branch is BKID0008828.

Is IFSC Code BKID0008828 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of India Agra Depalpur branch?

The branch is located at Post Agra Via Hatodtehsil Depalpur Dist Indore.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.