Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Rs Road, Cuddapah branch in Y.S.R., Kadapa, Andhra Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Y.S.R. or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code BARB0VJRSRO. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Rs Road, Cuddapah, Y.S.R.

The table below shows the main details of the IFSC Code BARB0VJRSRO for the Bank Of Baroda branch in Y.S.R., which falls under the Kadapa district in Andhra Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJRSRO
Branch Rs Road, Cuddapah
City Y.S.R.
District Kadapa
State Andhra Pradesh
Address D.No17002,Dwaraka Nagar, , R S Road, , Ysr , Cuddapah , 516004

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Y.S.R. for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJRSRO for the Rs Road, Cuddapah branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Rs Road, Cuddapah, Y.S.R., Andhra Pradesh, are allotted a unique IFSC like BARB0VJRSRO to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Y.S.R..
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Y.S.R. and Kadapa.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Rs Road, Cuddapah reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.

Format of the IFSC Code BARB0VJRSRO

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rs Road, Cuddapah in Y.S.R..

For example, the IFSC Code BARB0VJRSRO of Bank Of Baroda for the Rs Road, Cuddapah branch includes these elements, identifying the bank and the branch location in Y.S.R. and Andhra Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0VJRSRO of Bank Of Baroda for its Rs Road, Cuddapah branch located in Y.S.R., the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Y.S.R. and Kadapa, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Rs Road, Cuddapah or Y.S.R. to get the exact IFSC Code BARB0VJRSRO.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Y.S.R., then it will provide you proper information.

How to Use IFSC Code BARB0VJRSRO for Online Transfers?

If you have the IFSC Code BARB0VJRSRO for the Rs Road, Cuddapah branch of Bank Of Baroda in Y.S.R., you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJRSRO. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0VJRSRO.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Rs Road, Cuddapah in Y.S.R., it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Rs Road, Cuddapah, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Y.S.R. manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Rs Road, Cuddapah Y.S.R.?

The IFSC Code of the Rs Road, Cuddapah Y.S.R. branch is BARB0VJRSRO.

Is IFSC Code BARB0VJRSRO permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Rs Road, Cuddapah branch?

The branch is located at D.No17002,Dwaraka Nagar, , R S Road, , Ysr , Cuddapah , 516004.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.