There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Proddatur branch in Y.S.R., Y.S.R., Andhra Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Y.S.R. or anywhere in Andhra Pradesh can easily transfer funds instantly by using the correct IFSC Code BARB0DBPROD. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Proddatur, Y.S.R.

Here are the main details that are associated with the IFSC Code BARB0DBPROD of Bank Of Baroda for its branch located in Y.S.R., within the district of Y.S.R. in the state of Andhra Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBPROD
Branch Proddatur
City Y.S.R.
District Y.S.R.
State Andhra Pradesh
Address Dena Bankno 9630963796389639Rounaqcolonymyddukurrdproddaturkadapa Proddatur Kadapa Andhra Pradesh 516360

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Y.S.R. for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0DBPROD for the Proddatur branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Proddatur, Y.S.R., Andhra Pradesh, are allotted a unique IFSC like BARB0DBPROD to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Y.S.R..
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Y.S.R. and Y.S.R..
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Proddatur reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.

Format of the IFSC Code BARB0DBPROD

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Proddatur in Y.S.R..

For example, the IFSC Code BARB0DBPROD of Bank Of Baroda for the Proddatur branch includes these elements, identifying the bank and the branch location in Y.S.R. and Andhra Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0DBPROD of Bank Of Baroda for its Proddatur branch located in Y.S.R., the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Y.S.R. and Y.S.R., print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Proddatur or Y.S.R. to get the exact IFSC Code BARB0DBPROD.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Y.S.R., you'll get the correct details.

How to Use IFSC Code BARB0DBPROD for Online Transfers?

Once you have the IFSC Code BARB0DBPROD for the Proddatur branch of Bank Of Baroda in Y.S.R., you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0DBPROD. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DBPROD.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Proddatur in Y.S.R., your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Proddatur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Y.S.R. manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Proddatur, Y.S.R.?

The IFSC Code is BARB0DBPROD.

Is the IFSC Code BARB0DBPROD permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Proddatur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Proddatur branch?

The address of the branch is Dena Bankno 9630963796389639Rounaqcolonymyddukurrdproddaturkadapa Proddatur Kadapa Andhra Pradesh 516360 located in Y.S.R., Y.S.R., Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.