For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Gavaravaram, Dist W Godavari branch in West Godavari, Gavaravaram, Andhra Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in West Godavari or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code BARB0GAVARA. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Gavaravaram, Dist W Godavari, West Godavari
Here are the key points that are associated with the IFSC Code BARB0GAVARA of Bank Of Baroda for its branch located in West Godavari, within the district of Gavaravaram in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0GAVARA |
| Branch | Gavaravaram, Dist W Godavari |
| City | West Godavari |
| District | Gavaravaram |
| State | Andhra Pradesh |
| Address | Sanivarpet P.O. West Godavari District, Eluru, Gavaravaram Andhra Pradesh 534003 |
These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in West Godavari for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0GAVARA for the Gavaravaram, Dist W Godavari branch of Bank Of Baroda plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Gavaravaram, Dist W Godavari, West Godavari, Andhra Pradesh, is provided with a unique IFSC like BARB0GAVARA to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in West Godavari.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like West Godavari and Gavaravaram.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Gavaravaram, Dist W Godavari do not get mixed with another location.
Format of the IFSC Code BARB0GAVARA
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gavaravaram, Dist W Godavari in West Godavari.
For example, the IFSC Code BARB0GAVARA of Bank Of Baroda for the Gavaravaram, Dist W Godavari branch includes these elements, identifying the bank and the branch location in West Godavari and Andhra Pradesh accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0GAVARA of Bank Of Baroda for its Gavaravaram, Dist W Godavari branch located in West Godavari, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in West Godavari and Gavaravaram, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Gavaravaram, Dist W Godavari or West Godavari to get the exact IFSC Code BARB0GAVARA.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and West Godavari, then it will provide you proper information.
How to Use IFSC Code BARB0GAVARA for Online Transfers?
If you have the IFSC Code BARB0GAVARA for the Gavaravaram, Dist W Godavari branch of Bank Of Baroda in West Godavari, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0GAVARA. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0GAVARA.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Gavaravaram, Dist W Godavari in West Godavari, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Gavaravaram, Dist W Godavari, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in West Godavari to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Gavaravaram, Dist W Godavari West Godavari branch is BARB0GAVARA.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Sanivarpet P.O. West Godavari District, Eluru, Gavaravaram Andhra Pradesh 534003.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.