For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Wazirganj Br., Dist. Budaun, U.P. branch in Wazirganj, Wazirganj, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Wazirganj or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0WAZIBS. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Wazirganj Br., Dist. Budaun, U.P., Wazirganj

Here are the main details that are associated with the IFSC Code BARB0WAZIBS of Bank Of Baroda for its branch located in Wazirganj, within the district of Wazirganj in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0WAZIBS
Branch Wazirganj Br., Dist. Budaun, U.P.
City Wazirganj
District Wazirganj
State Uttar Pradesh
Address Main Road, Wazirganj, Dist. Badaun, Uttar Pradesh - 242 001.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Wazirganj for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0WAZIBS for the Wazirganj Br., Dist. Budaun, U.P. branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Wazirganj Br., Dist. Budaun, U.P., Wazirganj, Uttar Pradesh, are allotted a unique IFSC like BARB0WAZIBS to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Wazirganj.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Wazirganj and Wazirganj.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Wazirganj Br., Dist. Budaun, U.P. reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code BARB0WAZIBS

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Wazirganj Br., Dist. Budaun, U.P. in Wazirganj.

For example, the IFSC Code BARB0WAZIBS of Bank Of Baroda for the Wazirganj Br., Dist. Budaun, U.P. branch includes these elements, identifying the bank and the branch location in Wazirganj and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0WAZIBS of Bank Of Baroda for its Wazirganj Br., Dist. Budaun, U.P. branch located in Wazirganj, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Wazirganj and Wazirganj, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Wazirganj Br., Dist. Budaun, U.P. or Wazirganj to get the exact IFSC Code BARB0WAZIBS.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Wazirganj, you'll get the correct details.

How to Use IFSC Code BARB0WAZIBS for Online Transfers?

Once you have the IFSC Code BARB0WAZIBS for the Wazirganj Br., Dist. Budaun, U.P. branch of Bank Of Baroda in Wazirganj, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0WAZIBS. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0WAZIBS.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Wazirganj Br., Dist. Budaun, U.P. in Wazirganj may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Wazirganj Br., Dist. Budaun, U.P., you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Wazirganj manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Wazirganj Br., Dist. Budaun, U.P. Wazirganj?

The IFSC Code of the Wazirganj Br., Dist. Budaun, U.P. Wazirganj branch is BARB0WAZIBS.

Is IFSC Code BARB0WAZIBS permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Wazirganj Br., Dist. Budaun, U.P. branch?

The branch is located at Main Road, Wazirganj, Dist. Badaun, Uttar Pradesh - 242 001..

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.