Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Wankaner Dist Rajkot branch in Wankaner, Wankaner, Gujarat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Wankaner or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0WANRAJ. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Wankaner Dist Rajkot, Wankaner
Here are the main details that are associated with the IFSC Code BARB0WANRAJ of Bank Of Baroda for its branch located in Wankaner, within the district of Wankaner in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0WANRAJ |
| Branch | Wankaner Dist Rajkot |
| City | Wankaner |
| District | Wankaner |
| State | Gujarat |
| Address | Diwan Para,Wankaner,Rajkot-363621,Gujarat |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Wankaner for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0WANRAJ for the Wankaner Dist Rajkot branch of Bank Of Baroda is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Wankaner Dist Rajkot, Wankaner, Gujarat, is provided with a unique IFSC like BARB0WANRAJ to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Wankaner.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Wankaner and Wankaner.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Wankaner Dist Rajkot do not get mixed with another location.
Format of the IFSC Code BARB0WANRAJ
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Wankaner Dist Rajkot in Wankaner.
For example, the IFSC Code BARB0WANRAJ of Bank Of Baroda for the Wankaner Dist Rajkot branch has these elements, identifying the bank and the branch location in Wankaner and Gujarat correctly.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0WANRAJ of Bank Of Baroda for its Wankaner Dist Rajkot branch located in Wankaner, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Wankaner and Wankaner, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Wankaner Dist Rajkot or Wankaner to find the exact IFSC Code BARB0WANRAJ.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Wankaner will provide accurate information.
How to Use IFSC Code BARB0WANRAJ for Online Transfers?
Once you have the IFSC Code BARB0WANRAJ for the Wankaner Dist Rajkot branch of Bank Of Baroda in Wankaner, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0WANRAJ. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0WANRAJ.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Wankaner Dist Rajkot in Wankaner, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Wankaner Dist Rajkot, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Wankaner manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0WANRAJ.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Diwan Para,Wankaner,Rajkot-363621,Gujarat located in Wankaner, Wankaner, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.