Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Pusapatirega branch in Vizianagaram, Poosapatirega, Andhra Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Vizianagaram or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code BARB0PUSAPA. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Pusapatirega, Vizianagaram

Here are the key points that are associated with the IFSC Code BARB0PUSAPA of Bank Of Baroda for its branch located in Vizianagaram, within the district of Poosapatirega in the state of Andhra Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0PUSAPA
Branch Pusapatirega
City Vizianagaram
District Poosapatirega
State Andhra Pradesh
Address Opp Grampanchayat Office Behind Sbi Vizianagaram Dt Andhra Pradesh 535204

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Vizianagaram for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0PUSAPA for the Pusapatirega branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Pusapatirega, Vizianagaram, Andhra Pradesh, are allotted a unique IFSC like BARB0PUSAPA to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Vizianagaram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Vizianagaram and Poosapatirega.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Pusapatirega reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.

Format of the IFSC Code BARB0PUSAPA

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Pusapatirega in Vizianagaram.

For example, the IFSC Code BARB0PUSAPA of Bank Of Baroda for the Pusapatirega branch includes these elements, identifying the bank and the branch location in Vizianagaram and Andhra Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0PUSAPA of Bank Of Baroda for its Pusapatirega branch located in Vizianagaram, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Vizianagaram and Poosapatirega, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Pusapatirega or Vizianagaram to get the exact IFSC Code BARB0PUSAPA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Vizianagaram, then it will provide you proper information.

How to Use IFSC Code BARB0PUSAPA for Online Transfers?

Once you have the IFSC Code BARB0PUSAPA for the Pusapatirega branch of Bank Of Baroda in Vizianagaram, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0PUSAPA. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0PUSAPA.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Pusapatirega in Vizianagaram, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Pusapatirega, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Vizianagaram manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Pusapatirega, Vizianagaram?

The IFSC Code is BARB0PUSAPA.

Is the IFSC Code BARB0PUSAPA permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Pusapatirega?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Pusapatirega branch?

The address of the branch is Opp Grampanchayat Office Behind Sbi Vizianagaram Dt Andhra Pradesh 535204 located in Vizianagaram, Poosapatirega, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.