For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Bobbili,Andhra Pradesh branch in Vizianagaram, Bobbili, Andhra Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Vizianagaram or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code BARB0BOBBIL. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Bobbili,Andhra Pradesh, Vizianagaram

Below in the table are the key details related to IFSC Code BARB0BOBBIL of Bank Of Baroda for its branch located in Vizianagaram, within the district of Bobbili in the state of Andhra Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0BOBBIL
Branch Bobbili,Andhra Pradesh
City Vizianagaram
District Bobbili
State Andhra Pradesh
Address D No 10 ┬Û 48,Govt Hospital Road,Dist-Vizianagaram,Bobbili,Andhra Pradesh ┬Û 535558.

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Vizianagaram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0BOBBIL for the Bobbili,Andhra Pradesh branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Bobbili,Andhra Pradesh, Vizianagaram, Andhra Pradesh, is provided a unique IFSC like BARB0BOBBIL so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Vizianagaram.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Vizianagaram and Bobbili.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Bobbili,Andhra Pradesh do not get misguided to another person.

Format of the IFSC Code BARB0BOBBIL

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bobbili,Andhra Pradesh in Vizianagaram.

For example, the IFSC Code BARB0BOBBIL of Bank Of Baroda for the Bobbili,Andhra Pradesh branch includes these elements, identifying the bank and the branch location in Vizianagaram and Andhra Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0BOBBIL of Bank Of Baroda for its Bobbili,Andhra Pradesh branch located in Vizianagaram, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Vizianagaram and Bobbili, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Bobbili,Andhra Pradesh or Vizianagaram to get the exact IFSC Code BARB0BOBBIL.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Vizianagaram, you'll get the correct details.

How to Use IFSC Code BARB0BOBBIL for Online Transfers?

If you have the IFSC Code BARB0BOBBIL for the Bobbili,Andhra Pradesh branch of Bank Of Baroda in Vizianagaram, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0BOBBIL. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0BOBBIL.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Bobbili,Andhra Pradesh in Vizianagaram, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Bobbili,Andhra Pradesh, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Vizianagaram to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Bobbili,Andhra Pradesh, Vizianagaram?

The IFSC Code is BARB0BOBBIL.

Is the IFSC Code BARB0BOBBIL permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Bobbili,Andhra Pradesh?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bobbili,Andhra Pradesh branch?

The address of the branch is D No 10 ┬Û 48,Govt Hospital Road,Dist-Vizianagaram,Bobbili,Andhra Pradesh ┬Û 535558. located in Vizianagaram, Bobbili, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.