Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Bhogapuram branch in Vizianagaram, Bhogapuram, Andhra Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Vizianagaram or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code BARB0VJBHPU. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Bhogapuram, Vizianagaram

The table below shows the main details of the IFSC Code BARB0VJBHPU for the Bank Of Baroda branch in Vizianagaram, which falls under the Bhogapuram district in Andhra Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJBHPU
Branch Bhogapuram
City Vizianagaram
District Bhogapuram
State Andhra Pradesh
Address Payakarao Estates, Rajula Veedhi , Near Nh 5, Bhogapuram Village Mandal , Bhogapuram , Bhogapuram , 535216

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Vizianagaram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJBHPU for the Bhogapuram branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Bhogapuram, Vizianagaram, Andhra Pradesh, is provided a unique IFSC like BARB0VJBHPU so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Vizianagaram.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Vizianagaram and Bhogapuram.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Bhogapuram do not get misguided to another person.

Format of the IFSC Code BARB0VJBHPU

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bhogapuram in Vizianagaram.

For example, the IFSC Code BARB0VJBHPU of Bank Of Baroda for the Bhogapuram branch includes these elements, identifying the bank and the branch location in Vizianagaram and Andhra Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VJBHPU of Bank Of Baroda for its Bhogapuram branch located in Vizianagaram, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Vizianagaram and Bhogapuram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Bhogapuram or Vizianagaram to get the exact IFSC Code BARB0VJBHPU.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Vizianagaram that will provide accurate information.

How to Use IFSC Code BARB0VJBHPU for Online Transfers?

Once you have the IFSC Code BARB0VJBHPU for the Bhogapuram branch of Bank Of Baroda in Vizianagaram, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJBHPU. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJBHPU.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Bhogapuram in Vizianagaram may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Bhogapuram, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Vizianagaram manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Bhogapuram Vizianagaram?

The IFSC Code of the Bhogapuram Vizianagaram branch is BARB0VJBHPU.

Is IFSC Code BARB0VJBHPU permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Bhogapuram branch?

The branch is located at Payakarao Estates, Rajula Veedhi , Near Nh 5, Bhogapuram Village Mandal , Bhogapuram , Bhogapuram , 535216.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.