The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Siripuram branch in Vishakhapatnam, Siripuram, Andhra Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Vishakhapatnam or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code BARB0SIRIPU. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Siripuram, Vishakhapatnam

The table below shows the main details of the IFSC Code BARB0SIRIPU for the Bank Of Baroda branch in Vishakhapatnam, which falls under the Siripuram district in Andhra Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0SIRIPU
Branch Siripuram
City Vishakhapatnam
District Siripuram
State Andhra Pradesh
Address D No 8 1 1 1 Siripuram Balaji Nagar Visakhapatnam Dt Andhra Pradesh 530003

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Vishakhapatnam for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0SIRIPU for the Siripuram branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0SIRIPU is given to every bank branch, including Bank Of Baroda located in Siripuram, Vishakhapatnam, Andhra Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Vishakhapatnam.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Vishakhapatnam and Siripuram.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Andhra Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Siripuram doesn't end up at another location.

Format of the IFSC Code BARB0SIRIPU

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Siripuram in Vishakhapatnam.

For example, the IFSC Code BARB0SIRIPU of Bank Of Baroda for the Siripuram branch includes these elements, identifying the bank and the branch location in Vishakhapatnam and Andhra Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0SIRIPU of Bank Of Baroda for its Siripuram branch located in Vishakhapatnam, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Vishakhapatnam and Siripuram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Siripuram or Vishakhapatnam to get the exact IFSC Code BARB0SIRIPU.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Vishakhapatnam that will provide accurate information.

How to Use IFSC Code BARB0SIRIPU for Online Transfers?

If you have the IFSC Code BARB0SIRIPU for the Siripuram branch of Bank Of Baroda in Vishakhapatnam, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0SIRIPU. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0SIRIPU.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Siripuram in Vishakhapatnam, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Siripuram, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Vishakhapatnam to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Siripuram, Vishakhapatnam?

The IFSC Code is BARB0SIRIPU.

Is the IFSC Code BARB0SIRIPU permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Siripuram?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Siripuram branch?

The address of the branch is D No 8 1 1 1 Siripuram Balaji Nagar Visakhapatnam Dt Andhra Pradesh 530003 located in Vishakhapatnam, Siripuram, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.