For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Pendurthi branch in Vishakhapatnam, Chinamushidivada, Andhra Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Vishakhapatnam or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code BARB0PENDUR. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Pendurthi, Vishakhapatnam

Here are some of the key details that come with the IFSC Code BARB0PENDUR of Bank Of Baroda for its branch located in Vishakhapatnam, within the district of Chinamushidivada in the state of Andhra Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0PENDUR
Branch Pendurthi
City Vishakhapatnam
District Chinamushidivada
State Andhra Pradesh
Address S No 146 9 P Chinamushidiwada Visakhapatnam Andhra Pradesh 531173

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Vishakhapatnam for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0PENDUR for the Pendurthi branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Pendurthi, Vishakhapatnam, Andhra Pradesh, are given a unique IFSC like BARB0PENDUR to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Vishakhapatnam.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Vishakhapatnam and Chinamushidivada.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Pendurthi goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Andhra Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0PENDUR

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pendurthi in Vishakhapatnam.

For example, the IFSC Code BARB0PENDUR of Bank Of Baroda for the Pendurthi branch includes these elements, identifying the bank and the branch location in Vishakhapatnam and Andhra Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0PENDUR of Bank Of Baroda for its Pendurthi branch located in Vishakhapatnam, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Vishakhapatnam and Chinamushidivada, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Pendurthi or Vishakhapatnam to get the exact IFSC Code BARB0PENDUR.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Vishakhapatnam, then it will provide you proper information.

How to Use IFSC Code BARB0PENDUR for Online Transfers?

Once you have the IFSC Code BARB0PENDUR for the Pendurthi branch of Bank Of Baroda in Vishakhapatnam, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0PENDUR. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0PENDUR.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Pendurthi in Vishakhapatnam, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Pendurthi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Vishakhapatnam to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Pendurthi, Vishakhapatnam?

The IFSC Code is BARB0PENDUR.

Is the IFSC Code BARB0PENDUR permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Pendurthi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Pendurthi branch?

The address of the branch is S No 146 9 P Chinamushidiwada Visakhapatnam Andhra Pradesh 531173 located in Vishakhapatnam, Chinamushidivada, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.