The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its G G H Road,Kakinada branch in Vishakhapatnam, G G H Road,Kakinada, Andhra Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Vishakhapatnam or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code BARB0VJKGHR. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, G G H Road,Kakinada, Vishakhapatnam
The table below shows the main details of the IFSC Code BARB0VJKGHR for the Bank Of Baroda branch in Vishakhapatnam, which falls under the G G H Road,Kakinada district in Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0VJKGHR |
| Branch | G G H Road,Kakinada |
| City | Vishakhapatnam |
| District | G G H Road,Kakinada |
| State | Andhra Pradesh |
| Address | Govt Gen Hospital Road Kakinada |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Vishakhapatnam for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJKGHR for the G G H Road,Kakinada branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in G G H Road,Kakinada, Vishakhapatnam, Andhra Pradesh, is provided a unique IFSC like BARB0VJKGHR so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in Vishakhapatnam.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Vishakhapatnam and G G H Road,Kakinada.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in G G H Road,Kakinada do not get misguided to another person.
Format of the IFSC Code BARB0VJKGHR
This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as G G H Road,Kakinada in Vishakhapatnam.
For example, the IFSC Code BARB0VJKGHR of Bank Of Baroda for the G G H Road,Kakinada branch includes these elements, identifying the bank and the branch location in Vishakhapatnam and Andhra Pradesh accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0VJKGHR of Bank Of Baroda for its G G H Road,Kakinada branch located in Vishakhapatnam, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Vishakhapatnam and G G H Road,Kakinada, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for G G H Road,Kakinada or Vishakhapatnam to get the exact IFSC Code BARB0VJKGHR.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Vishakhapatnam, you'll get the correct details.
How to Use IFSC Code BARB0VJKGHR for Online Transfers?
Once you have the IFSC Code BARB0VJKGHR for the G G H Road,Kakinada branch of Bank Of Baroda in Vishakhapatnam, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0VJKGHR. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJKGHR.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda G G H Road,Kakinada in Vishakhapatnam, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in G G H Road,Kakinada, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Vishakhapatnam to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0VJKGHR.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Govt Gen Hospital Road Kakinada located in Vishakhapatnam, G G H Road,Kakinada, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.