There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Virar Br., Dist. Thane, Maharashtra branch in Virar, Virar, Maharashtra, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Virar or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code BARB0VIRARW. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Virar Br., Dist. Thane, Maharashtra, Virar

Below in the table are the key details related to IFSC Code BARB0VIRARW of Bank Of Baroda for its branch located in Virar, within the district of Virar in the state of Maharashtra.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VIRARW
Branch Virar Br., Dist. Thane, Maharashtra
City Virar
District Virar
State Maharashtra
Address Shop No. 3-11, G 5, Gr. Floor, Suyash Bldg., Viva College Road, Virar (West), Dist. Thane, Maharashtra - 401 303.

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Virar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VIRARW for the Virar Br., Dist. Thane, Maharashtra branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Virar Br., Dist. Thane, Maharashtra, Virar, Maharashtra, are given a unique IFSC like BARB0VIRARW to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Virar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Virar and Virar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Virar Br., Dist. Thane, Maharashtra goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0VIRARW

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Virar Br., Dist. Thane, Maharashtra in Virar.

For example, the IFSC Code BARB0VIRARW of Bank Of Baroda for the Virar Br., Dist. Thane, Maharashtra branch includes these elements, identifying the bank and the branch location in Virar and Maharashtra accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VIRARW of Bank Of Baroda for its Virar Br., Dist. Thane, Maharashtra branch located in Virar, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Virar and Virar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Virar Br., Dist. Thane, Maharashtra or Virar to get the exact IFSC Code BARB0VIRARW.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Virar that will provide accurate information.

How to Use IFSC Code BARB0VIRARW for Online Transfers?

Once you have the IFSC Code BARB0VIRARW for the Virar Br., Dist. Thane, Maharashtra branch of Bank Of Baroda in Virar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VIRARW. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VIRARW.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Virar Br., Dist. Thane, Maharashtra in Virar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Virar Br., Dist. Thane, Maharashtra, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Virar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Virar Br., Dist. Thane, Maharashtra, Virar?

The IFSC Code is BARB0VIRARW.

Is the IFSC Code BARB0VIRARW permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Virar Br., Dist. Thane, Maharashtra?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Virar Br., Dist. Thane, Maharashtra branch?

The address of the branch is Shop No. 3-11, G 5, Gr. Floor, Suyash Bldg., Viva College Road, Virar (West), Dist. Thane, Maharashtra - 401 303. located in Virar, Virar, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.