Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Villupuram branch in Villupuram, Viluppuram, Tamil Nadu, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Villupuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code BARB0VJVILL. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Villupuram, Villupuram

The table below shows the main details of the IFSC Code BARB0VJVILL for the Bank Of Baroda branch in Villupuram, which falls under the Viluppuram district in Tamil Nadu.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJVILL
Branch Villupuram
City Villupuram
District Viluppuram
State Tamil Nadu
Address No105, , Thiruvi Ka Road , Villupuram , Villupuram , 605602

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Villupuram for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJVILL for the Villupuram branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0VJVILL is given to every bank branch, including Bank Of Baroda located in Villupuram, Villupuram, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Villupuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Villupuram and Viluppuram.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Villupuram doesn't end up at another location.

Format of the IFSC Code BARB0VJVILL

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Villupuram in Villupuram.

For example, the IFSC Code BARB0VJVILL of Bank Of Baroda for the Villupuram branch includes these elements, identifying the bank and the branch location in Villupuram and Tamil Nadu accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0VJVILL of Bank Of Baroda for its Villupuram branch located in Villupuram, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Villupuram and Viluppuram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Villupuram or Villupuram to get the exact IFSC Code BARB0VJVILL.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Villupuram, then it will provide you proper information.

How to Use IFSC Code BARB0VJVILL for Online Transfers?

Once you have the IFSC Code BARB0VJVILL for the Villupuram branch of Bank Of Baroda in Villupuram, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJVILL. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0VJVILL.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Villupuram in Villupuram, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Villupuram, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Villupuram manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Villupuram, Villupuram?

The IFSC Code is BARB0VJVILL.

Is the IFSC Code BARB0VJVILL permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Villupuram?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Villupuram branch?

The address of the branch is No105, , Thiruvi Ka Road , Villupuram , Villupuram , 605602 located in Villupuram, Viluppuram, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.