Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Vijapur Branch branch in Vijapur, Vijapur, or Gujarat, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Vijapur or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0VIJAPU. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Vijapur Branch, Vijapur
Below in the table are the key details related to IFSC Code BARB0VIJAPU of Bank Of Baroda for its branch located in Vijapur, within the district of Vijapur in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0VIJAPU |
| Branch | Vijapur Branch |
| City | Vijapur |
| District | Vijapur |
| State | Gujarat |
| Address | Vijapur Branch,Nr.Civil Court, At & Post Vijapur, Dist.Mehsana,Vijapur,382870 |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Vijapur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VIJAPU for the Vijapur Branch branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0VIJAPU is given to every bank branch, including Bank Of Baroda located in Vijapur Branch, Vijapur, Gujarat, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Vijapur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Vijapur and Vijapur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Vijapur Branch doesn't end up at another location.
Format of the IFSC Code BARB0VIJAPU
This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Vijapur Branch in Vijapur.
For example, the IFSC Code BARB0VIJAPU of Bank Of Baroda for the Vijapur Branch branch includes these elements, identifying the bank and the branch location in Vijapur and Gujarat accurately.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0VIJAPU of Bank Of Baroda for its Vijapur Branch branch located in Vijapur, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Vijapur and Vijapur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Vijapur Branch or Vijapur to find the exact IFSC Code BARB0VIJAPU.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Vijapur will provide accurate information.
How to Use IFSC Code BARB0VIJAPU for Online Transfers?
Once you have the IFSC Code BARB0VIJAPU for the Vijapur Branch branch of Bank Of Baroda in Vijapur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0VIJAPU. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VIJAPU.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Vijapur Branch in Vijapur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Vijapur Branch, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Vijapur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0VIJAPU.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vijapur Branch,Nr.Civil Court, At & Post Vijapur, Dist.Mehsana,Vijapur,382870 located in Vijapur, Vijapur, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.