The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Ganj Basoda,Mp branch in Vidisha, Vidisha, Madhya Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Vidisha or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code BARB0GANJBA. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, Ganj Basoda,Mp, Vidisha
Below in the table are the key details related to IFSC Code BARB0GANJBA of Bank Of Baroda for its branch located in Vidisha, within the district of Vidisha in the state of Madhya Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0GANJBA |
| Branch | Ganj Basoda,Mp |
| City | Vidisha |
| District | Vidisha |
| State | Madhya Pradesh |
| Address | Subhash Chowk,Near Railway Station,Dist- Vidisha,Ganj Basoda,Mp - 464221. |
These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Vidisha for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0GANJBA for the Ganj Basoda,Mp branch of Bank Of Baroda has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Ganj Basoda,Mp, Vidisha, Madhya Pradesh, is provided a unique IFSC like BARB0GANJBA so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in Vidisha.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Vidisha and Vidisha.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Madhya Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Ganj Basoda,Mp do not get misguided to another person.
Format of the IFSC Code BARB0GANJBA
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ganj Basoda,Mp in Vidisha.
For example, the IFSC Code BARB0GANJBA of Bank Of Baroda for the Ganj Basoda,Mp branch includes these elements, identifying the bank and the branch location in Vidisha and Madhya Pradesh accurately.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0GANJBA of Bank Of Baroda for its Ganj Basoda,Mp branch located in Vidisha, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Vidisha and Vidisha, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Ganj Basoda,Mp or Vidisha to find the exact IFSC Code BARB0GANJBA.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Vidisha will provide accurate information.
How to Use IFSC Code BARB0GANJBA for Online Transfers?
Once you have the IFSC Code BARB0GANJBA for the Ganj Basoda,Mp branch of Bank Of Baroda in Vidisha, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0GANJBA. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0GANJBA.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Ganj Basoda,Mp in Vidisha, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Ganj Basoda,Mp, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Vidisha to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Ganj Basoda,Mp Vidisha branch is BARB0GANJBA.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Subhash Chowk,Near Railway Station,Dist- Vidisha,Ganj Basoda,Mp - 464221..
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.