There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Gudiyattam,Vellore,Tn branch in Vellore, Gudiyattam, Tamil Nadu, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Vellore or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code BARB0GUDIYA. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Gudiyattam,Vellore,Tn, Vellore
Below in the table are the key details related to IFSC Code BARB0GUDIYA of Bank Of Baroda for its branch located in Vellore, within the district of Gudiyattam in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0GUDIYA |
| Branch | Gudiyattam,Vellore,Tn |
| City | Vellore |
| District | Gudiyattam |
| State | Tamil Nadu |
| Address | 162, Melpatti Road,Santhapet,Gudiyattam,Vellore Dist,Tamilnadu ┬Û 632602. |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Vellore for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0GUDIYA for the Gudiyattam,Vellore,Tn branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Gudiyattam,Vellore,Tn, Vellore, Tamil Nadu, are allotted a unique IFSC like BARB0GUDIYA to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Vellore.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Vellore and Gudiyattam.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of Baroda in Gudiyattam,Vellore,Tn reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.
Format of the IFSC Code BARB0GUDIYA
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gudiyattam,Vellore,Tn in Vellore.
For example, the IFSC Code BARB0GUDIYA of Bank Of Baroda for the Gudiyattam,Vellore,Tn branch has these elements, identifying the bank and the branch location in Vellore and Tamil Nadu correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0GUDIYA of Bank Of Baroda for its Gudiyattam,Vellore,Tn branch located in Vellore, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Vellore and Gudiyattam, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Gudiyattam,Vellore,Tn or Vellore to get the exact IFSC Code BARB0GUDIYA.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Vellore, you'll get the correct details.
How to Use IFSC Code BARB0GUDIYA for Online Transfers?
Once you have the IFSC Code BARB0GUDIYA for the Gudiyattam,Vellore,Tn branch of Bank Of Baroda in Vellore, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0GUDIYA. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0GUDIYA.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Gudiyattam,Vellore,Tn in Vellore, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Gudiyattam,Vellore,Tn, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Vellore to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0GUDIYA.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 162, Melpatti Road,Santhapet,Gudiyattam,Vellore Dist,Tamilnadu ┬Û 632602. located in Vellore, Gudiyattam, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.