IFSC Code of Bank Of Baroda, Umbergaon, Valsad, Gujarat- BARB0DBUMBE

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Umbergaon branch in Valsad, Valsad, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Valsad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0DBUMBE. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Umbergaon, Valsad

Below in the table are the key details related to IFSC Code BARB0DBUMBE of Bank Of Baroda for its branch located in Valsad, within the district of Valsad in the state of Gujarat.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Valsad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0DBUMBE for the Umbergaon branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Umbergaon, Valsad, Gujarat, is provided with a unique IFSC like BARB0DBUMBE to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Bank Of Baroda branch in Valsad.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Valsad and Valsad.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Umbergaon do not get mixed with another location.

Format of the IFSC Code BARB0DBUMBE

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Umbergaon in Valsad.

For example, the IFSC Code BARB0DBUMBE of Bank Of Baroda for the Umbergaon branch has these elements, identifying the bank and the branch location in Valsad and Gujarat correctly.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0DBUMBE of Bank Of Baroda for its Umbergaon branch located in Valsad, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Valsad and Valsad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Umbergaon or Valsad to find the exact IFSC Code BARB0DBUMBE.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Valsad will provide accurate information.

How to Use IFSC Code BARB0DBUMBE for Online Transfers?

Once you have the IFSC Code BARB0DBUMBE for the Umbergaon branch of Bank Of Baroda in Valsad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0DBUMBE. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DBUMBE.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Umbergaon in Valsad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Umbergaon, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of Baroda website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Valsad manage their online transfers and cheque clearances easily.