Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Lavachha,Pardi,Gujarat branch in Valsad, Pardi, Gujarat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Valsad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0LAVACH. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Lavachha,Pardi,Gujarat, Valsad
The table below shows the main details of the IFSC Code BARB0LAVACH for the Bank Of Baroda branch in Valsad, which falls under the Pardi district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0LAVACH |
| Branch | Lavachha,Pardi,Gujarat |
| City | Valsad |
| District | Pardi |
| State | Gujarat |
| Address | Satkiwal Bldg,At & Po- Lavachha Tal -Pardi,Gujarat - 396540 |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Valsad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0LAVACH for the Lavachha,Pardi,Gujarat branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Lavachha,Pardi,Gujarat, Valsad, Gujarat, are given a unique IFSC like BARB0LAVACH to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Valsad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Valsad and Pardi.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bank Of Baroda in Lavachha,Pardi,Gujarat goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code BARB0LAVACH
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Lavachha,Pardi,Gujarat in Valsad.
For example, the IFSC Code BARB0LAVACH of Bank Of Baroda for the Lavachha,Pardi,Gujarat branch includes these elements, identifying the bank and the branch location in Valsad and Gujarat accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0LAVACH of Bank Of Baroda for its Lavachha,Pardi,Gujarat branch located in Valsad, the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Valsad and Pardi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and find the branch locator section. Search for Lavachha,Pardi,Gujarat or Valsad to get the exact IFSC Code BARB0LAVACH.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Valsad that will provide accurate information.
How to Use IFSC Code BARB0LAVACH for Online Transfers?
Once you have the IFSC Code BARB0LAVACH for the Lavachha,Pardi,Gujarat branch of Bank Of Baroda in Valsad, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0LAVACH. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0LAVACH.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Lavachha,Pardi,Gujarat in Valsad, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Lavachha,Pardi,Gujarat, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Valsad manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Lavachha,Pardi,Gujarat Valsad branch is BARB0LAVACH.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Satkiwal Bldg,At & Po- Lavachha Tal -Pardi,Gujarat - 396540.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.