There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Gunjan branch in Valsad, Vapi, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Valsad or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code BARB0GUNJAN. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Gunjan, Valsad

Here are the main details that are associated with the IFSC Code BARB0GUNJAN of Bank Of Baroda for its branch located in Valsad, within the district of Vapi in the state of Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0GUNJAN
Branch Gunjan
City Valsad
District Vapi
State Gujarat
Address Anukul Complex Plot No Cm 8 12 Gunjan Char Rasta Vapi Valsad Gujarat 396195

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Valsad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0GUNJAN for the Gunjan branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Gunjan, Valsad, Gujarat, is provided with a unique IFSC like BARB0GUNJAN to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Valsad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Valsad and Vapi.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Gunjan do not get mixed with another location.

Format of the IFSC Code BARB0GUNJAN

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gunjan in Valsad.

For example, the IFSC Code BARB0GUNJAN of Bank Of Baroda for the Gunjan branch includes these elements, identifying the bank and the branch location in Valsad and Gujarat accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0GUNJAN of Bank Of Baroda for its Gunjan branch located in Valsad, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Valsad and Vapi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Gunjan or Valsad to find the exact IFSC Code BARB0GUNJAN.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Valsad will provide accurate information.

How to Use IFSC Code BARB0GUNJAN for Online Transfers?

Once you have the IFSC Code BARB0GUNJAN for the Gunjan branch of Bank Of Baroda in Valsad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0GUNJAN. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0GUNJAN.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Gunjan in Valsad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Gunjan, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Valsad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Gunjan, Valsad?

The IFSC Code is BARB0GUNJAN.

Is the IFSC Code BARB0GUNJAN permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Gunjan?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gunjan branch?

The address of the branch is Anukul Complex Plot No Cm 8 12 Gunjan Char Rasta Vapi Valsad Gujarat 396195 located in Valsad, Vapi, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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