The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Vallabh Vidy Branch branch in Vallabh Vidyana, Vallabh Vidyana, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Vallabh Vidyana or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0VALLAB. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Vallabh Vidy Branch, Vallabh Vidyana

The table below shows the main details of the IFSC Code BARB0VALLAB for the Bank Of Baroda branch in Vallabh Vidyana, which falls under the Vallabh Vidyana district in Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VALLAB
Branch Vallabh Vidy Branch
City Vallabh Vidyana
District Vallabh Vidyana
State Gujarat
Address Vallabh Vidy Branch,Nana Bazar,Opp Nalini College,Vallabh Vidyanagar,388120

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Vallabh Vidyana for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0VALLAB for the Vallabh Vidy Branch branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Vallabh Vidy Branch, Vallabh Vidyana, Gujarat, is provided a unique IFSC like BARB0VALLAB so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Vallabh Vidyana.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Vallabh Vidyana and Vallabh Vidyana.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Vallabh Vidy Branch do not get misguided to another person.

Format of the IFSC Code BARB0VALLAB

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vallabh Vidy Branch in Vallabh Vidyana.

For example, the IFSC Code BARB0VALLAB of Bank Of Baroda for the Vallabh Vidy Branch branch includes these elements, identifying the bank and the branch location in Vallabh Vidyana and Gujarat correctly.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0VALLAB of Bank Of Baroda for its Vallabh Vidy Branch branch located in Vallabh Vidyana, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Vallabh Vidyana and Vallabh Vidyana, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Vallabh Vidy Branch or Vallabh Vidyana to find the exact IFSC Code BARB0VALLAB.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Vallabh Vidyana will provide accurate information.

How to Use IFSC Code BARB0VALLAB for Online Transfers?

Once you have the IFSC Code BARB0VALLAB for the Vallabh Vidy Branch branch of Bank Of Baroda in Vallabh Vidyana, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0VALLAB. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VALLAB.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Vallabh Vidy Branch in Vallabh Vidyana, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Vallabh Vidy Branch, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Vallabh Vidyana manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Vallabh Vidy Branch, Vallabh Vidyana?

The IFSC Code is BARB0VALLAB.

Is the IFSC Code BARB0VALLAB permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Vallabh Vidy Branch?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Vallabh Vidy Branch branch?

The address of the branch is Vallabh Vidy Branch,Nana Bazar,Opp Nalini College,Vallabh Vidyanagar,388120 located in Vallabh Vidyana, Vallabh Vidyana, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.