For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Old Padra Rd Branch branch in Vadodara, Vadodara, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Vadodara or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0PADBAR. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Old Padra Rd Branch, Vadodara

Here are the main details that are associated with the IFSC Code BARB0PADBAR of Bank Of Baroda for its branch located in Vadodara, within the district of Vadodara in the state of Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0PADBAR
Branch Old Padra Rd Branch
City Vadodara
District Vadodara
State Gujarat
Address Old Padra Rd Branch,Harsh Complex,Near Dollars Avenue,Old Padra Road,,Baroda,390020

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Vadodara for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0PADBAR for the Old Padra Rd Branch branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Old Padra Rd Branch, Vadodara, Gujarat, are allotted a unique IFSC like BARB0PADBAR to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Vadodara.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Vadodara and Vadodara.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Old Padra Rd Branch reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code BARB0PADBAR

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Old Padra Rd Branch in Vadodara.

For example, the IFSC Code BARB0PADBAR of Bank Of Baroda for the Old Padra Rd Branch branch has these elements, identifying the bank and the branch location in Vadodara and Gujarat correctly.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0PADBAR of Bank Of Baroda for its Old Padra Rd Branch branch located in Vadodara, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Vadodara and Vadodara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Old Padra Rd Branch or Vadodara to find the exact IFSC Code BARB0PADBAR.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Vadodara will provide accurate information.

How to Use IFSC Code BARB0PADBAR for Online Transfers?

Once you have the IFSC Code BARB0PADBAR for the Old Padra Rd Branch branch of Bank Of Baroda in Vadodara, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0PADBAR. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0PADBAR.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Old Padra Rd Branch in Vadodara, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Old Padra Rd Branch, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Vadodara manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Old Padra Rd Branch, Vadodara?

The IFSC Code is BARB0PADBAR.

Is the IFSC Code BARB0PADBAR permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Old Padra Rd Branch?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Old Padra Rd Branch branch?

The address of the branch is Old Padra Rd Branch,Harsh Complex,Near Dollars Avenue,Old Padra Road,,Baroda,390020 located in Vadodara, Vadodara, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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