The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Koyali Br, Vadodara, Gujarat branch in Vadodara, Koyali, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Vadodara or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0KOYALI. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Koyali Br, Vadodara, Gujarat, Vadodara

The table below shows the main details of the IFSC Code BARB0KOYALI for the Bank Of Baroda branch in Vadodara, which falls under the Koyali district in Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0KOYALI
Branch Koyali Br, Vadodara, Gujarat
City Vadodara
District Koyali
State Gujarat
Address 1 St Floor, Shree Ramji Mandir Bldg, Koyali, Vadodara, Gujarat 391 330

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Vadodara for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0KOYALI for the Koyali Br, Vadodara, Gujarat branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Koyali Br, Vadodara, Gujarat, Vadodara, Gujarat, are allotted a unique IFSC like BARB0KOYALI to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Vadodara.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Vadodara and Koyali.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Koyali Br, Vadodara, Gujarat reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code BARB0KOYALI

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Koyali Br, Vadodara, Gujarat in Vadodara.

For example, the IFSC Code BARB0KOYALI of Bank Of Baroda for the Koyali Br, Vadodara, Gujarat branch includes these elements, identifying the bank and the branch location in Vadodara and Gujarat correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0KOYALI of Bank Of Baroda for its Koyali Br, Vadodara, Gujarat branch located in Vadodara, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Vadodara and Koyali, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Koyali Br, Vadodara, Gujarat or Vadodara to get the exact IFSC Code BARB0KOYALI.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Vadodara, you'll get the correct details.

How to Use IFSC Code BARB0KOYALI for Online Transfers?

Once you have the IFSC Code BARB0KOYALI for the Koyali Br, Vadodara, Gujarat branch of Bank Of Baroda in Vadodara, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0KOYALI. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0KOYALI.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Koyali Br, Vadodara, Gujarat in Vadodara, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Koyali Br, Vadodara, Gujarat, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Vadodara to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Koyali Br, Vadodara, Gujarat, Vadodara?

The IFSC Code is BARB0KOYALI.

Is the IFSC Code BARB0KOYALI permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Koyali Br, Vadodara, Gujarat?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Koyali Br, Vadodara, Gujarat branch?

The address of the branch is 1 St Floor, Shree Ramji Mandir Bldg, Koyali, Vadodara, Gujarat 391 330 located in Vadodara, Koyali, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.