There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Karjan,Dist Baroda branch in Vadodara, Karjan, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Vadodara or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code BARB0KARJAN. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Karjan,Dist Baroda, Vadodara

Here are the main details that are associated with the IFSC Code BARB0KARJAN of Bank Of Baroda for its branch located in Vadodara, within the district of Karjan in the state of Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0KARJAN
Branch Karjan,Dist Baroda
City Vadodara
District Karjan
State Gujarat
Address P B No 21, Nava Bazar, Karjan, Dist Baroda, Gujarat 391240

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Vadodara for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0KARJAN for the Karjan,Dist Baroda branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Karjan,Dist Baroda, Vadodara, Gujarat, is provided with a unique IFSC like BARB0KARJAN to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Vadodara.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Vadodara and Karjan.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Karjan,Dist Baroda do not get mixed with another location.

Format of the IFSC Code BARB0KARJAN

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Karjan,Dist Baroda in Vadodara.

For example, the IFSC Code BARB0KARJAN of Bank Of Baroda for the Karjan,Dist Baroda branch has these elements, identifying the bank and the branch location in Vadodara and Gujarat correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0KARJAN of Bank Of Baroda for its Karjan,Dist Baroda branch located in Vadodara, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Vadodara and Karjan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Karjan,Dist Baroda or Vadodara to get the exact IFSC Code BARB0KARJAN.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Vadodara, then it will provide you proper information.

How to Use IFSC Code BARB0KARJAN for Online Transfers?

Once you have the IFSC Code BARB0KARJAN for the Karjan,Dist Baroda branch of Bank Of Baroda in Vadodara, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0KARJAN. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0KARJAN.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Karjan,Dist Baroda in Vadodara may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Karjan,Dist Baroda, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Vadodara to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Karjan,Dist Baroda, Vadodara?

The IFSC Code is BARB0KARJAN.

Is the IFSC Code BARB0KARJAN permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Karjan,Dist Baroda?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Karjan,Dist Baroda branch?

The address of the branch is P B No 21, Nava Bazar, Karjan, Dist Baroda, Gujarat 391240 located in Vadodara, Karjan, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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