Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Ibb Baroda Branch branch in Vadodara, Vadodara, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Vadodara or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0OVEBAR. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Ibb Baroda Branch, Vadodara

Here are some of the key details that come with the IFSC Code BARB0OVEBAR of Bank Of Baroda for its branch located in Vadodara, within the district of Vadodara in the state of Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0OVEBAR
Branch Ibb Baroda Branch
City Vadodara
District Vadodara
State Gujarat
Address Ibb Baroda Branch,Ground Floor,Suraj Plaza - I,Sayajigunj,Baroda,Baroda,390005

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Vadodara for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0OVEBAR for the Ibb Baroda Branch branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Ibb Baroda Branch, Vadodara, Gujarat, are given a unique IFSC like BARB0OVEBAR to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Vadodara.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Vadodara and Vadodara.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Ibb Baroda Branch goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0OVEBAR

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ibb Baroda Branch in Vadodara.

For example, the IFSC Code BARB0OVEBAR of Bank Of Baroda for the Ibb Baroda Branch branch includes these elements, identifying the bank and the branch location in Vadodara and Gujarat accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0OVEBAR of Bank Of Baroda for its Ibb Baroda Branch branch located in Vadodara, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Vadodara and Vadodara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Ibb Baroda Branch or Vadodara to find the exact IFSC Code BARB0OVEBAR.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Vadodara will provide accurate information.

How to Use IFSC Code BARB0OVEBAR for Online Transfers?

Once you have the IFSC Code BARB0OVEBAR for the Ibb Baroda Branch branch of Bank Of Baroda in Vadodara, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0OVEBAR. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0OVEBAR.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Ibb Baroda Branch in Vadodara, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Ibb Baroda Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Vadodara to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Ibb Baroda Branch, Vadodara?

The IFSC Code is BARB0OVEBAR.

Is the IFSC Code BARB0OVEBAR permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Ibb Baroda Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ibb Baroda Branch branch?

The address of the branch is Ibb Baroda Branch,Ground Floor,Suraj Plaza - I,Sayajigunj,Baroda,Baroda,390005 located in Vadodara, Vadodara, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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