The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Gadhboriyad, Gujarat branch in Vadodara, Gadh Boriyad, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Vadodara or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0GADHBO. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, Gadhboriyad, Gujarat, Vadodara
The table below shows the main details of the IFSC Code BARB0GADHBO for the Bank Of Baroda branch in Vadodara, which falls under the Gadh Boriyad district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0GADHBO |
| Branch | Gadhboriyad, Gujarat |
| City | Vadodara |
| District | Gadh Boriyad |
| State | Gujarat |
| Address | Gadh Boriyad, Dist.Vadodara, Gujarat - 239 115. |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Vadodara for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0GADHBO for the Gadhboriyad, Gujarat branch of Bank Of Baroda has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Gadhboriyad, Gujarat, Vadodara, Gujarat, is provided with a unique IFSC like BARB0GADHBO to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Vadodara.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Vadodara and Gadh Boriyad.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Gadhboriyad, Gujarat do not get mixed with another location.
Format of the IFSC Code BARB0GADHBO
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gadhboriyad, Gujarat in Vadodara.
For example, the IFSC Code BARB0GADHBO of Bank Of Baroda for the Gadhboriyad, Gujarat branch has these elements, identifying the bank and the branch location in Vadodara and Gujarat correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0GADHBO of Bank Of Baroda for its Gadhboriyad, Gujarat branch located in Vadodara, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Vadodara and Gadh Boriyad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Gadhboriyad, Gujarat or Vadodara to get the exact IFSC Code BARB0GADHBO.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Vadodara, then it will provide you proper information.
How to Use IFSC Code BARB0GADHBO for Online Transfers?
Once you have the IFSC Code BARB0GADHBO for the Gadhboriyad, Gujarat branch of Bank Of Baroda in Vadodara, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0GADHBO. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0GADHBO.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Gadhboriyad, Gujarat in Vadodara, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Gadhboriyad, Gujarat, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Vadodara manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0GADHBO.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Gadh Boriyad, Dist.Vadodara, Gujarat - 239 115. located in Vadodara, Gadh Boriyad, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.