The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Vadad, Gujarat branch in Vadad, Vadad, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Vadad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0VADKAI. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Vadad, Gujarat, Vadad

Here are the main details that are associated with the IFSC Code BARB0VADKAI of Bank Of Baroda for its branch located in Vadad, within the district of Vadad in the state of Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VADKAI
Branch Vadad, Gujarat
City Vadad
District Vadad
State Gujarat
Address Vadad Ta.Thasra, Khaira, Gujarat - 388250

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Vadad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0VADKAI for the Vadad, Gujarat branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Vadad, Gujarat, Vadad, Gujarat, is provided with a unique IFSC like BARB0VADKAI to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Vadad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Vadad and Vadad.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Vadad, Gujarat do not get mixed with another location.

Format of the IFSC Code BARB0VADKAI

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vadad, Gujarat in Vadad.

For example, the IFSC Code BARB0VADKAI of Bank Of Baroda for the Vadad, Gujarat branch includes these elements, identifying the bank and the branch location in Vadad and Gujarat accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VADKAI of Bank Of Baroda for its Vadad, Gujarat branch located in Vadad, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Vadad and Vadad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Vadad, Gujarat or Vadad to get the exact IFSC Code BARB0VADKAI.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Vadad that will provide accurate information.

How to Use IFSC Code BARB0VADKAI for Online Transfers?

Once you have the IFSC Code BARB0VADKAI for the Vadad, Gujarat branch of Bank Of Baroda in Vadad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0VADKAI. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VADKAI.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Vadad, Gujarat in Vadad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Vadad, Gujarat, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Vadad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Vadad, Gujarat, Vadad?

The IFSC Code is BARB0VADKAI.

Is the IFSC Code BARB0VADKAI permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Vadad, Gujarat?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Vadad, Gujarat branch?

The address of the branch is Vadad Ta.Thasra, Khaira, Gujarat - 388250 located in Vadad, Vadad, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.