Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Shirali branch in Uttar Kannad, Shirali, or Karnataka, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Uttar Kannad or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BARB0VJSHUT. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Shirali, Uttar Kannad

Here are the main details that are associated with the IFSC Code BARB0VJSHUT of Bank Of Baroda for its branch located in Uttar Kannad, within the district of Shirali in the state of Karnataka.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJSHUT
Branch Shirali
City Uttar Kannad
District Shirali
State Karnataka
Address Chitrapur Cross Road , Shirali , Bhatkal Taluk , Shirali , 581354

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Uttar Kannad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0VJSHUT for the Shirali branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Shirali, Uttar Kannad, Karnataka, are allotted a unique IFSC like BARB0VJSHUT to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Uttar Kannad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Uttar Kannad and Shirali.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Shirali reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code BARB0VJSHUT

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Shirali in Uttar Kannad.

For example, the IFSC Code BARB0VJSHUT of Bank Of Baroda for the Shirali branch has these elements, identifying the bank and the branch location in Uttar Kannad and Karnataka correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VJSHUT of Bank Of Baroda for its Shirali branch located in Uttar Kannad, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Uttar Kannad and Shirali, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Shirali or Uttar Kannad to get the exact IFSC Code BARB0VJSHUT.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Uttar Kannad, you'll get the correct details.

How to Use IFSC Code BARB0VJSHUT for Online Transfers?

Once you have the IFSC Code BARB0VJSHUT for the Shirali branch of Bank Of Baroda in Uttar Kannad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0VJSHUT. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJSHUT.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Shirali in Uttar Kannad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Shirali, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Uttar Kannad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Shirali, Uttar Kannad?

The IFSC Code is BARB0VJSHUT.

Is the IFSC Code BARB0VJSHUT permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Shirali?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Shirali branch?

The address of the branch is Chitrapur Cross Road , Shirali , Bhatkal Taluk , Shirali , 581354 located in Uttar Kannad, Shirali, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.