There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Kansur branch in Uttar Kannad, Kangod-Kansur, Karnataka, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Uttar Kannad or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code BARB0VJKANS. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Kansur, Uttar Kannad
The table below shows the main details of the IFSC Code BARB0VJKANS for the Bank Of Baroda branch in Uttar Kannad, which falls under the Kangod-Kansur district in Karnataka.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0VJKANS |
| Branch | Kansur |
| City | Uttar Kannad |
| District | Kangod-Kansur |
| State | Karnataka |
| Address | Laxmi Nilaya,Main Road , Kansur , Siddapur Taluk , Kansur , 581340 |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Uttar Kannad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJKANS for the Kansur branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Kansur, Uttar Kannad, Karnataka, is provided a unique IFSC like BARB0VJKANS so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in Uttar Kannad.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Uttar Kannad and Kangod-Kansur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Kansur do not get misguided to another person.
Format of the IFSC Code BARB0VJKANS
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kansur in Uttar Kannad.
For example, the IFSC Code BARB0VJKANS of Bank Of Baroda for the Kansur branch includes these elements, identifying the bank and the branch location in Uttar Kannad and Karnataka accurately.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0VJKANS of Bank Of Baroda for its Kansur branch located in Uttar Kannad, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Uttar Kannad and Kangod-Kansur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Kansur or Uttar Kannad to find the exact IFSC Code BARB0VJKANS.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Uttar Kannad will provide accurate information.
How to Use IFSC Code BARB0VJKANS for Online Transfers?
Once you have the IFSC Code BARB0VJKANS for the Kansur branch of Bank Of Baroda in Uttar Kannad, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0VJKANS. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJKANS.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Kansur in Uttar Kannad, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kansur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Uttar Kannad to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0VJKANS.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Laxmi Nilaya,Main Road , Kansur , Siddapur Taluk , Kansur , 581340 located in Uttar Kannad, Kangod-Kansur, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.