There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Achave-Channagara branch in Uttar Kannad, Achave, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Uttar Kannad or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code BARB0VJACHA. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Achave-Channagara, Uttar Kannad

The table below shows the main details of the IFSC Code BARB0VJACHA for the Bank Of Baroda branch in Uttar Kannad, which falls under the Achave district in Karnataka.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJACHA
Branch Achave-Channagara
City Uttar Kannad
District Achave
State Karnataka
Address Gram Panchayat Building , Achavechannagara , Ankola Tq,Uttara Kannada , Achavechannagara , 581344

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Uttar Kannad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJACHA for the Achave-Channagara branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Achave-Channagara, Uttar Kannad, Karnataka, is provided a unique IFSC like BARB0VJACHA so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Uttar Kannad.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Uttar Kannad and Achave.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Achave-Channagara do not get misguided to another person.

Format of the IFSC Code BARB0VJACHA

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Achave-Channagara in Uttar Kannad.

For example, the IFSC Code BARB0VJACHA of Bank Of Baroda for the Achave-Channagara branch includes these elements, identifying the bank and the branch location in Uttar Kannad and Karnataka accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VJACHA of Bank Of Baroda for its Achave-Channagara branch located in Uttar Kannad, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Uttar Kannad and Achave, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Achave-Channagara or Uttar Kannad to get the exact IFSC Code BARB0VJACHA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Uttar Kannad, you'll get the correct details.

How to Use IFSC Code BARB0VJACHA for Online Transfers?

Once you have the IFSC Code BARB0VJACHA for the Achave-Channagara branch of Bank Of Baroda in Uttar Kannad, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJACHA. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJACHA.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Achave-Channagara in Uttar Kannad may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Achave-Channagara, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Uttar Kannad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Achave-Channagara, Uttar Kannad?

The IFSC Code is BARB0VJACHA.

Is the IFSC Code BARB0VJACHA permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Achave-Channagara?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Achave-Channagara branch?

The address of the branch is Gram Panchayat Building , Achavechannagara , Ankola Tq,Uttara Kannada , Achavechannagara , 581344 located in Uttar Kannad, Achave, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.