There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Raiganj branch in Uttar Dinajpur, Raiganj, West Bengal, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Uttar Dinajpur or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code BARB0VJRGNJ. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Raiganj, Uttar Dinajpur
Below in the table are the key details related to IFSC Code BARB0VJRGNJ of Bank Of Baroda for its branch located in Uttar Dinajpur, within the district of Raiganj in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0VJRGNJ |
| Branch | Raiganj |
| City | Uttar Dinajpur |
| District | Raiganj |
| State | West Bengal |
| Address | 702344, , N.S. Road , Raiganj , Raiganj , 733134 |
These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Uttar Dinajpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJRGNJ for the Raiganj branch of Bank Of Baroda has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Raiganj, Uttar Dinajpur, West Bengal, are allotted a unique IFSC like BARB0VJRGNJ to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Uttar Dinajpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Uttar Dinajpur and Raiganj.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of Baroda in Raiganj reaches the right place, even though there are thousands of branches in West Bengal and across India.
Format of the IFSC Code BARB0VJRGNJ
This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Raiganj in Uttar Dinajpur.
For example, the IFSC Code BARB0VJRGNJ of Bank Of Baroda for the Raiganj branch includes these elements, identifying the bank and the branch location in Uttar Dinajpur and West Bengal accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0VJRGNJ of Bank Of Baroda for its Raiganj branch located in Uttar Dinajpur, the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Uttar Dinajpur and Raiganj, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and find the branch locator section. Search for Raiganj or Uttar Dinajpur to get the exact IFSC Code BARB0VJRGNJ.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Uttar Dinajpur that will provide accurate information.
How to Use IFSC Code BARB0VJRGNJ for Online Transfers?
Once you have the IFSC Code BARB0VJRGNJ for the Raiganj branch of Bank Of Baroda in Uttar Dinajpur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0VJRGNJ. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJRGNJ.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Raiganj in Uttar Dinajpur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Raiganj, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Uttar Dinajpur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Raiganj Uttar Dinajpur branch is BARB0VJRGNJ.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 702344, , N.S. Road , Raiganj , Raiganj , 733134.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.