The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Dalkhola branch in Uttar Dinajpur, Dalkhola, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Uttar Dinajpur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BARB0DALKHO. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Dalkhola, Uttar Dinajpur

Here are the main details that are associated with the IFSC Code BARB0DALKHO of Bank Of Baroda for its branch located in Uttar Dinajpur, within the district of Dalkhola in the state of West Bengal.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DALKHO
Branch Dalkhola
City Uttar Dinajpur
District Dalkhola
State West Bengal
Address Near High School More Po Dalkhola Dist North Dinajpur West Bengal 733201

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Uttar Dinajpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0DALKHO for the Dalkhola branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0DALKHO is given to every bank branch, including Bank Of Baroda located in Dalkhola, Uttar Dinajpur, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Uttar Dinajpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Uttar Dinajpur and Dalkhola.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Dalkhola doesn't end up at another location.

Format of the IFSC Code BARB0DALKHO

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dalkhola in Uttar Dinajpur.

For example, the IFSC Code BARB0DALKHO of Bank Of Baroda for the Dalkhola branch includes these elements, identifying the bank and the branch location in Uttar Dinajpur and West Bengal correctly.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0DALKHO of Bank Of Baroda for its Dalkhola branch located in Uttar Dinajpur, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Uttar Dinajpur and Dalkhola, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Dalkhola or Uttar Dinajpur to find the exact IFSC Code BARB0DALKHO.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Uttar Dinajpur will provide accurate information.

How to Use IFSC Code BARB0DALKHO for Online Transfers?

Once you have the IFSC Code BARB0DALKHO for the Dalkhola branch of Bank Of Baroda in Uttar Dinajpur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0DALKHO. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DALKHO.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Dalkhola in Uttar Dinajpur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Dalkhola, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Uttar Dinajpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Dalkhola, Uttar Dinajpur?

The IFSC Code is BARB0DALKHO.

Is the IFSC Code BARB0DALKHO permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Dalkhola?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Dalkhola branch?

The address of the branch is Near High School More Po Dalkhola Dist North Dinajpur West Bengal 733201 located in Uttar Dinajpur, Dalkhola, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.