For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Uppuluru, Dist. Krishna branch in Uppaluru, Uppaluru, Andhra Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Uppaluru or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code BARB0UPPALU. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Uppuluru, Dist. Krishna, Uppaluru

Below in the table are the key details related to IFSC Code BARB0UPPALU of Bank Of Baroda for its branch located in Uppaluru, within the district of Uppaluru in the state of Andhra Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0UPPALU
Branch Uppuluru, Dist. Krishna
City Uppaluru
District Uppaluru
State Andhra Pradesh
Address Main Road, Kankipadu Mandal, Uppaluru, Dist. Krishna, Andhra Pradesh - 521 154

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Uppaluru for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0UPPALU for the Uppuluru, Dist. Krishna branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0UPPALU is given to every bank branch, including Bank Of Baroda located in Uppuluru, Dist. Krishna, Uppaluru, Andhra Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Uppaluru.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Uppaluru and Uppaluru.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Andhra Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Uppuluru, Dist. Krishna doesn't end up at another location.

Format of the IFSC Code BARB0UPPALU

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Uppuluru, Dist. Krishna in Uppaluru.

For example, the IFSC Code BARB0UPPALU of Bank Of Baroda for the Uppuluru, Dist. Krishna branch includes these elements, identifying the bank and the branch location in Uppaluru and Andhra Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0UPPALU of Bank Of Baroda for its Uppuluru, Dist. Krishna branch located in Uppaluru, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Uppaluru and Uppaluru, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Uppuluru, Dist. Krishna or Uppaluru to get the exact IFSC Code BARB0UPPALU.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Uppaluru, you'll get the correct details.

How to Use IFSC Code BARB0UPPALU for Online Transfers?

Once you have the IFSC Code BARB0UPPALU for the Uppuluru, Dist. Krishna branch of Bank Of Baroda in Uppaluru, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0UPPALU. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0UPPALU.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Uppuluru, Dist. Krishna in Uppaluru, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Uppuluru, Dist. Krishna, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Uppaluru to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Uppuluru, Dist. Krishna Uppaluru?

The IFSC Code of the Uppuluru, Dist. Krishna Uppaluru branch is BARB0UPPALU.

Is IFSC Code BARB0UPPALU permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Uppuluru, Dist. Krishna branch?

The branch is located at Main Road, Kankipadu Mandal, Uppaluru, Dist. Krishna, Andhra Pradesh - 521 154.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.